Average Renters Insurance Rates for Edinburg, Texas
| Average Annual Insurance Rate |
| $350 |
The Cheapest Renters Insurance Rates for Edinburg, Texas
| Provider |
Annual Insurance Rate |
| American Mercury |
$141 |
| Texas Farm Bureau |
$170 |
| Travellers |
$179 |
| Texas Fair Plan |
$180 |
| Travelers Insurance |
$189 |
| Auto Club |
$199 |
| Nationwide |
$204 |
| Progressive |
$213 |
| Progressive |
$217 |
| Encompass |
$239 |
The Most Popular Renters Insurance Providers in Edinburg, Texas
| Provider |
Annual Renters Insurance Rate |
Monthly Renters Insurance Rate |
| Allstate |
$296 |
$296 |
| Liberty Insurance |
$1014 |
$1014 |
| Nationwide |
$253 |
$253 |
| State Farm |
$276 |
$276 |
Does credit score affect Edinburg renters insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$464 |
| average |
$350 |
| good |
$293 |
Yes! Your credit rating can impact the price you pay for Edinburg Renters Insurance up to
$171 per year. Our analysis shows Edinburg renter's insurance shoppers with poor credit will pay up to
58% higher rates than shoppers with good credit. Renters insurance shoppers eith poor credit will pay rates that are
39% higher than people with average credit and average credit rate shoppers will pay
19% higher rates than shoppers with good credit.
Does Building Construction affect Edinburg renters insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2542 |
| Stucco/Hardie |
$2328 |
| Brick Veneer |
$2242 |
Yes the construction style may also impact the price you pay for Edinburg renters Insurance up to
$300 per year. Edinburg renters insurance shoppers with frame style construction pay up to
13% higher rates than homes made with brick while renters with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is Renters insurance higher for older homes in Edinburg?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1567 |
| 10 Year(s) Old |
$2242 |
| 35 Year(s) Old |
$2494 |
Your home age impacts the price you pay for Edinburg renters Insurance up to
$927 per year. Edinburg renters insurance shoppers with older homes pay
59% higher rates than new homes while renters with homes less than 30 years old will pay
43% higher rates than new construction homes.