Average Renters Insurance Rates for Odessa, Texas
| Average Annual Insurance Rate |
| $260 |
The Cheapest Renters Insurance Rates for Odessa, Texas
| Provider |
Annual Insurance Rate |
| Hartford Insurance |
$86 |
| Trumbull Insurance |
$90 |
| Twin City Fire Insurance |
$93 |
| Hartford Insurance |
$101 |
| American Mercury |
$125 |
| Texas Farm Bureau |
$132 |
| Travellers |
$136 |
| Encompass |
$145 |
| Progressive |
$153 |
| Texas Fair Plan |
$156 |
The Most Popular Renters Insurance Providers in Odessa, Texas
| Provider |
Annual Renters Insurance Rate |
Monthly Renters Insurance Rate |
| Allstate |
$185 |
$185 |
| Liberty Insurance |
$778 |
$778 |
| Nationwide |
$229 |
$229 |
| State Farm |
$203 |
$203 |
Does credit score affect Odessa renters insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$340 |
| average |
$260 |
| good |
$219 |
Yes! Your credit rating can impact the price you pay for Odessa Renters Insurance up to
$121 per year. Our analysis shows Odessa renter's insurance shoppers with poor credit will pay up to
55% higher rates than shoppers with good credit. Renters insurance shoppers eith poor credit will pay rates that are
37% higher than people with average credit and average credit rate shoppers will pay
19% higher rates than shoppers with good credit.
Does Building Construction affect Odessa renters insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2302 |
| Stucco/Hardie |
$2130 |
| Brick Veneer |
$2071 |
Yes the construction style may also impact the price you pay for Odessa renters Insurance up to
$231 per year. Odessa renters insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while renters with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is Renters insurance higher for older homes in Odessa?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1498 |
| 10 Year(s) Old |
$2071 |
| 35 Year(s) Old |
$2321 |
Your home age impacts the price you pay for Odessa renters Insurance up to
$823 per year. Odessa renters insurance shoppers with older homes pay
55% higher rates than new homes while renters with homes less than 30 years old will pay
38% higher rates than new construction homes.