Average Renters Insurance Rates for Lubbock, Texas
| Average Annual Insurance Rate |
| $299 |
The Cheapest Renters Insurance Rates for Lubbock, Texas
| Provider |
Annual Insurance Rate |
| Hartford Insurance |
$95 |
| Trumbull Insurance |
$98 |
| Twin City Fire Insurance |
$103 |
| Hartford Insurance |
$112 |
| American Mercury |
$125 |
| Travellers |
$125 |
| Texas Farm Bureau |
$176 |
| Allstate |
$185 |
| Nationwide |
$188 |
| Progressive |
$192 |
The Most Popular Renters Insurance Providers in Lubbock, Texas
| Provider |
Annual Renters Insurance Rate |
Monthly Renters Insurance Rate |
| Allstate |
$185 |
$185 |
| Liberty Insurance |
$1166 |
$1166 |
| Nationwide |
$226 |
$226 |
| State Farm |
$242 |
$242 |
Does credit score affect Lubbock renters insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$404 |
| average |
$299 |
| good |
$249 |
Yes! Your credit rating can impact the price you pay for Lubbock Renters Insurance up to
$155 per year. Our analysis shows Lubbock renter's insurance shoppers with poor credit will pay up to
62% higher rates than shoppers with good credit. Renters insurance shoppers eith poor credit will pay rates that are
42% higher than people with average credit and average credit rate shoppers will pay
20% higher rates than shoppers with good credit.
Does Building Construction affect Lubbock renters insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2347 |
| Stucco/Hardie |
$2171 |
| Brick Veneer |
$2107 |
Yes the construction style may also impact the price you pay for Lubbock renters Insurance up to
$240 per year. Lubbock renters insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while renters with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is Renters insurance higher for older homes in Lubbock?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1533 |
| 10 Year(s) Old |
$2107 |
| 35 Year(s) Old |
$2376 |
Your home age impacts the price you pay for Lubbock renters Insurance up to
$843 per year. Lubbock renters insurance shoppers with older homes pay
55% higher rates than new homes while renters with homes less than 30 years old will pay
37% higher rates than new construction homes.