Compare Houston Auto Insurance Rates

 
 


Average Auto Insurance Rates for Houston, Texas

Average Annual Insurance Rate
$366


The Cheapest Auto Insurance Rates for Houston, Texas

Provider Annual Insurance Rate
American Mercury $159
Texas Farm Bureau $184
Texas Fair Plan $189
Travellers $202
Auto Club $209
Kemper Insurance $226
Nationwide $226
Travelers Insurance $226
Nationwide $263
Century-National Insurance $267



The Most Popular Auto Insurance Providers in Houston, Texas

Provider Annual Auto Insurance Rate Monthly Auto Insurance Rate
Allstate $297 $297
Liberty Insurance $1208 $1208
Nationwide $263 $263
State Farm $353 $353



Does credit score affect Houston Auto insurance rates?

Credit Score Average Annual Insurance Rate
bad $492
average $366
good $303
Yes! Your credit rating can impact the price you pay for Houston Auto Insurance up to $189 per year. Our analysis shows Houston renter's insurance shoppers with poor credit will pay up to 62% higher rates than shoppers with good credit. Auto insurance shoppers eith poor credit will pay rates that are 42% higher than people with average credit and average credit rate shoppers will pay 21% higher rates than shoppers with good credit.

Does Building Construction affect Houston Auto insurance rates?

Construction Type Average Annual Insurance Rate
frame $3155
Stucco/Hardie $2889
Brick Veneer $2780
Yes the construction style may also impact the price you pay for Houston Auto Insurance up to $375 per year. Houston Auto insurance shoppers with frame style construction pay up to 13% higher rates than homes made with brick while Auto with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.


Is Auto insurance higher for older homes in Houston?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $2000
10 Year(s) Old $2780
35 Year(s) Old $3115
Your home age impacts the price you pay for Houston Auto Insurance up to $1115 per year. Houston Auto insurance shoppers with older homes pay 56% higher rates than new homes while Auto with homes less than 30 years old will pay 39% higher rates than new construction homes.