Average Auto Insurance Rates for Houston, Texas
| Average Annual Insurance Rate |
| $1087 |
The Cheapest Auto Insurance Rates for Houston, Texas
The Most Popular Auto Insurance Providers in Houston, Texas
| Provider |
Annual Auto Insurance Rate |
Monthly Auto Insurance Rate |
| Allstate |
$297 |
$297 |
| Liberty Insurance |
$1208 |
$1208 |
| Nationwide |
$263 |
$263 |
| State Farm |
$353 |
$353 |
Does credit score affect Houston Auto insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| Average |
$1087 |
| Poor |
$1374 |
| Good |
$895 |
Yes! Your credit rating can impact the price you pay for Houston Auto Insurance up to
$479 per year. Our analysis shows Houston auto insurance shoppers with poor credit will pay up to
54% higher rates than shoppers with good credit. Auto insurance shoppers eith poor credit will pay rates that are
32% higher than people with average credit and average credit rate shoppers will pay
21% higher rates than shoppers with good credit.