Compare Lubbock Auto Insurance Rates

 
 


Average Auto Insurance Rates for Lubbock, Texas

Average Annual Insurance Rate
$299


The Cheapest Auto Insurance Rates for Lubbock, Texas

Provider Annual Insurance Rate
Hartford Insurance $95
Trumbull Insurance $98
Twin City Fire Insurance $103
Hartford Insurance $112
Travellers $125
American Mercury $125
Texas Farm Bureau $176
Allstate $185
Nationwide $188
Progressive $192



The Most Popular Auto Insurance Providers in Lubbock, Texas

Provider Annual Auto Insurance Rate Monthly Auto Insurance Rate
Allstate $185 $185
Liberty Insurance $1166 $1166
Nationwide $226 $226
State Farm $242 $242



Does credit score affect Lubbock Auto insurance rates?

Credit Score Average Annual Insurance Rate
bad $404
average $299
good $249
Yes! Your credit rating can impact the price you pay for Lubbock Auto Insurance up to $155 per year. Our analysis shows Lubbock renter's insurance shoppers with poor credit will pay up to 62% higher rates than shoppers with good credit. Auto insurance shoppers eith poor credit will pay rates that are 42% higher than people with average credit and average credit rate shoppers will pay 20% higher rates than shoppers with good credit.

Does Building Construction affect Lubbock Auto insurance rates?

Construction Type Average Annual Insurance Rate
frame $2347
Stucco/Hardie $2171
Brick Veneer $2107
Yes the construction style may also impact the price you pay for Lubbock Auto Insurance up to $240 per year. Lubbock Auto insurance shoppers with frame style construction pay up to 11% higher rates than homes made with brick while Auto with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is Auto insurance higher for older homes in Lubbock?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1533
10 Year(s) Old $2107
35 Year(s) Old $2376
Your home age impacts the price you pay for Lubbock Auto Insurance up to $843 per year. Lubbock Auto insurance shoppers with older homes pay 55% higher rates than new homes while Auto with homes less than 30 years old will pay 37% higher rates than new construction homes.