Compare McKinney Auto Insurance Rates

 
 


Average Auto Insurance Rates for McKinney, Texas

Average Annual Insurance Rate
$246


The Cheapest Auto Insurance Rates for McKinney, Texas

Provider Annual Insurance Rate
Hartford Insurance $97
Trumbull Insurance $103
Twin City Fire Insurance $106
Hartford Insurance $121
American Mercury $125
Travellers $128
Encompass $128
Texas Farm Bureau $129
Texas Fair Plan $130
Auto Club $146



The Most Popular Auto Insurance Providers in McKinney, Texas

Provider Annual Auto Insurance Rate Monthly Auto Insurance Rate
Allstate $219 $219
Liberty Insurance $658 $658
Nationwide $228 $228
State Farm $217 $217



Does credit score affect McKinney Auto insurance rates?

Credit Score Average Annual Insurance Rate
bad $321
average $246
good $208
Yes! Your credit rating can impact the price you pay for McKinney Auto Insurance up to $113 per year. Our analysis shows McKinney renter's insurance shoppers with poor credit will pay up to 54% higher rates than shoppers with good credit. Auto insurance shoppers eith poor credit will pay rates that are 36% higher than people with average credit and average credit rate shoppers will pay 18% higher rates than shoppers with good credit.

Does Building Construction affect McKinney Auto insurance rates?

Construction Type Average Annual Insurance Rate
frame $2065
Stucco/Hardie $1925
Brick Veneer $1877
Yes the construction style may also impact the price you pay for McKinney Auto Insurance up to $188 per year. McKinney Auto insurance shoppers with frame style construction pay up to 10% higher rates than homes made with brick while Auto with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is Auto insurance higher for older homes in McKinney?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1343
10 Year(s) Old $1877
35 Year(s) Old $2151
Your home age impacts the price you pay for McKinney Auto Insurance up to $808 per year. McKinney Auto insurance shoppers with older homes pay 60% higher rates than new homes while Auto with homes less than 30 years old will pay 40% higher rates than new construction homes.