Compare Richmond Auto Insurance Rates

 
 


Average Auto Insurance Rates for Richmond, Texas

Average Annual Insurance Rate
$346


The Cheapest Auto Insurance Rates for Richmond, Texas

Provider Annual Insurance Rate
American Mercury $135
Texas Farm Bureau $154
Texas Fair Plan $163
Auto Club $183
Travellers $189
AMICA $207
Nationwide $218
Kemper Insurance $219
Travelers Insurance $242
Progressive $250



The Most Popular Auto Insurance Providers in Richmond, Texas

Provider Annual Auto Insurance Rate Monthly Auto Insurance Rate
Allstate $297 $297
Liberty Insurance $1014 $1014
Nationwide $257 $257
State Farm $317 $317



Does credit score affect Richmond Auto insurance rates?

Credit Score Average Annual Insurance Rate
bad $455
average $346
good $292
Yes! Your credit rating can impact the price you pay for Richmond Auto Insurance up to $163 per year. Our analysis shows Richmond renter's insurance shoppers with poor credit will pay up to 56% higher rates than shoppers with good credit. Auto insurance shoppers eith poor credit will pay rates that are 37% higher than people with average credit and average credit rate shoppers will pay 18% higher rates than shoppers with good credit.

Does Building Construction affect Richmond Auto insurance rates?

Construction Type Average Annual Insurance Rate
frame $3173
Stucco/Hardie $2930
Brick Veneer $2805
Yes the construction style may also impact the price you pay for Richmond Auto Insurance up to $368 per year. Richmond Auto insurance shoppers with frame style construction pay up to 13% higher rates than homes made with brick while Auto with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.


Is Auto insurance higher for older homes in Richmond?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $2012
10 Year(s) Old $2805
35 Year(s) Old $3157
Your home age impacts the price you pay for Richmond Auto Insurance up to $1145 per year. Richmond Auto insurance shoppers with older homes pay 57% higher rates than new homes while Auto with homes less than 30 years old will pay 39% higher rates than new construction homes.