Average Renters Insurance Rates for Lufkin, Texas
| Average Annual Insurance Rate |
| $274 |
The Cheapest Renters Insurance Rates for Lufkin, Texas
| Provider |
Annual Insurance Rate |
| Hartford Insurance |
$106 |
| Trumbull Insurance |
$108 |
| Twin City Fire Insurance |
$114 |
| Hartford Insurance |
$124 |
| American Mercury |
$125 |
| Travellers |
$136 |
| Texas Fair Plan |
$154 |
| Encompass |
$156 |
| Texas Farm Bureau |
$166 |
| Auto Club |
$176 |
The Most Popular Renters Insurance Providers in Lufkin, Texas
| Provider |
Annual Renters Insurance Rate |
Monthly Renters Insurance Rate |
| Allstate |
$239 |
$239 |
| Liberty Insurance |
$854 |
$854 |
| Nationwide |
$240 |
$240 |
| State Farm |
$264 |
$264 |
Does credit score affect Lufkin renters insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$363 |
| average |
$274 |
| good |
$229 |
Yes! Your credit rating can impact the price you pay for Lufkin Renters Insurance up to
$134 per year. Our analysis shows Lufkin renter's insurance shoppers with poor credit will pay up to
59% higher rates than shoppers with good credit. Renters insurance shoppers eith poor credit will pay rates that are
39% higher than people with average credit and average credit rate shoppers will pay
20% higher rates than shoppers with good credit.
Does Building Construction affect Lufkin renters insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1843 |
| Stucco/Hardie |
$1717 |
| Brick Veneer |
$1661 |
Yes the construction style may also impact the price you pay for Lufkin renters Insurance up to
$182 per year. Lufkin renters insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while renters with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is Renters insurance higher for older homes in Lufkin?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1208 |
| 10 Year(s) Old |
$1661 |
| 35 Year(s) Old |
$1902 |
Your home age impacts the price you pay for Lufkin renters Insurance up to
$694 per year. Lufkin renters insurance shoppers with older homes pay
57% higher rates than new homes while renters with homes less than 30 years old will pay
38% higher rates than new construction homes.