Assurant Insurance: Coverage, Benefits, and Reviews

Assurant Insurance is a leading provider of insurance services for both individuals and businesses. With a focus on innovation and customer service, Assurant offers a range of insurance products that help protect people and their belongings in a connected world. Whether you need renters insurance, homeowners insurance, or business insurance, Assurant has you covered.

Assurant's business services are tailored to meet the needs of a variety of industries, including housing, automotive, and mobile devices. The company's policyholder support team is dedicated to providing exceptional service to customers, whether they need to file a claim or get a quote. Assurant's vision is to provide innovative solutions that help businesses and consumers thrive in the digital age, and the company is committed to achieving this goal through cutting-edge technology and a customer-focused approach.

For individuals, Assurant offers affordable renters insurance that provides peace of mind and protects against unexpected losses. With a fast, free quote from a leading insurer, Assurant's renters insurance is one of the most effective ways to safeguard your belongings. Whether you're renting an apartment or a house, Assurant's renters insurance can help you protect your assets and ensure that you're covered in case of a disaster.

Assurant Insurance Overview

What is Assurant Insurance?

Assurant Insurance is a global provider of risk management products and services. With headquarters in New York City, the company offers a diverse set of specialty, niche-market insurance products in the property, casualty, extended device protection, and preneed insurance sectors. Assurant has been innovating and adapting for 125 years, and is a Fortune 500 company listed on NYSE AIZ.

Assurant Insurance is committed to being a responsible corporate citizen, guided by its core values of Common Sense, Common Decency, Uncommon Thinking, and Uncommon Results. The company's values inspire its commitment to providing innovative solutions that help businesses and consumers flourish in the digital age.

Types of Assurant Insurance Policies

Assurant Insurance offers a variety of insurance policies, including:

  • Mobile Home Insurance: This policy covers mobile homes, manufactured homes, and modular homes.
  • Renters Insurance: This policy covers personal property, liability, and additional living expenses for renters.
  • Flood Insurance: This policy covers damage to property caused by floods.
  • Homeowners Insurance: This policy covers damage to property caused by fire, wind, hail, and other covered events.
  • Extended Warranty Insurance: This policy covers repair or replacement costs for covered devices after the manufacturer's warranty has expired.
  • Vehicle Service Contract Insurance: This policy covers repair costs for covered vehicle components after the manufacturer's warranty has expired.

Coverage and Benefits

Assurant Insurance policies provide a wide range of coverage and benefits, including:

  • Protection for personal property, including furniture, clothing, electronics, and other valuables.
  • Liability coverage for accidents that occur on the insured property.
  • Additional living expenses coverage for temporary housing and other expenses incurred while the insured property is being repaired.
  • Coverage for damage caused by covered events, such as fire, wind, hail, and floods.
  • Coverage for repair or replacement costs for covered devices and vehicle components after the manufacturer's warranty has expired.

Overall, Assurant Insurance provides a range of insurance policies that offer comprehensive coverage and benefits for various types of property and devices.

Ratings and Reviews

Assurant has been providing insurance services for over 125 years, and they pride themselves on offering quality customer service. One way to gauge the level of customer satisfaction is through ratings and reviews.

Assurant has a rating of 3.7 out of 5 stars on Trustpilot, based on over 12,000 reviews. While this is not a perfect score, it is higher than the average rating for insurance companies. Customers often praise Assurant's timely and efficient claims processing, as well as the helpfulness of their customer service representatives.

Assurant also has a rating of A- from the Better Business Bureau, indicating that they have a good track record of resolving customer complaints. However, it is worth noting that the BBB has received over 2,000 complaints about Assurant in the past three years.

Assurant's own website features customer reviews for their various insurance products, including phone insurance, renters insurance, and vehicle protection. These reviews are generally positive, with many customers expressing gratitude for the peace of mind that Assurant's insurance policies provide.

Overall, while there are some negative reviews and complaints, the majority of customers seem to be satisfied with Assurant's insurance services.

Financial Ratings

Assurant Insurance is a well-established insurance company that offers a range of insurance products and services. It is important to understand the financial strength of an insurance company before purchasing a policy. Assurant Insurance has a strong financial rating, which indicates that it is a financially stable and secure company.

Assurant Insurance has been rated by several independent rating agencies, including A.M. Best, Standard & Poor's, Fitch, and Moody's. These rating agencies evaluate the financial strength and stability of insurance companies based on various factors such as their capitalization, liquidity, and ability to pay claims.

According to A.M. Best, Assurant Insurance has an A rating, which is the third-highest rating of nine rating categories. This rating indicates that Assurant Insurance has good financial security characteristics. Standard & Poor's rates Assurant Insurance as A-, which is the fourth-highest of 21 rating categories. This rating indicates that Assurant Insurance has a strong capacity to meet financial obligations.

Fitch also rates Assurant Insurance as A-, which is the sixth-highest of 19 rating categories. This rating indicates that Assurant Insurance has a strong ability to meet financial commitments. Finally, Moody's rates Assurant Insurance as A3, which is the fourth-highest of 21 rating categories. This rating indicates that Assurant Insurance has a low credit risk and a strong ability to meet financial obligations.

In summary, Assurant Insurance has a strong financial rating from independent rating agencies. This indicates that it is a financially stable and secure company that has a strong ability to meet its financial obligations. This information can help customers make an informed decision when purchasing an insurance policy from Assurant Insurance.

Assurant Insurance Plans

Assurant offers a range of insurance plans to meet the needs of individuals and families. Here are some of the insurance plans offered by Assurant:

Renters Insurance

Assurant's renters insurance provides coverage for personal property, liability, and additional living expenses. The policy covers losses due to theft, fire, smoke, vandalism, and more. The policy also covers liability if someone is injured on the property. Assurant's renters insurance is affordable and easy to purchase.

Assurant Average Texas Renters Insurance Rates

City Average Annual Assurant Renters Insurance Rate
Houston $325
Dallas $225
Fort Worth $225
San Antonio $275
Austin $225
McKinney $225
Edinburg $325
El Paso $275
Denton $225
Richmond $303
Conroe $225
Georgetown $225
Brownsville $325
Angleton $325
Corpus Christi $325
Belton $225
Galveston $325
Lubbock $275
Laredo $325
Beaumont $325
Waco $275

Mobile Home Insurance

Assurant's mobile home insurance provides coverage for the structure of the home, personal property, liability, and additional living expenses. The policy covers losses due to fire, theft, vandalism, and more. The policy also covers liability if someone is injured on the property. Assurant's mobile home insurance is affordable and easy to purchase.

Flood Insurance

Assurant's flood insurance provides coverage for losses due to flooding. The policy covers damage to the structure of the home and personal property. Assurant's flood insurance is customizable to meet the specific needs of the homeowner.

Life Insurance

Assurant's life insurance provides coverage for the policyholder's beneficiaries in the event of the policyholder's death. The policy can be term life insurance or permanent life insurance. Assurant's life insurance is customizable to meet the specific needs of the policyholder.

Health Insurance

Assurant's health insurance provides coverage for medical expenses. The policy can be an individual policy or a group policy. Assurant's health insurance is customizable to meet the specific needs of the policyholder.

Dental Insurance

Assurant's dental insurance provides coverage for dental expenses. The policy can be an individual policy or a group policy. Assurant's dental insurance is customizable to meet the specific needs of the policyholder.

Assurant's insurance plans are designed to meet the specific needs of individuals and families. Whether you need renters insurance, homeowners insurance, mobile home insurance, flood insurance, life insurance, health insurance, or dental insurance, Assurant has a plan that will work for you.

Assurant Insurance Claims Process

Assurant Insurance offers a straightforward claims process that is designed to help customers receive the assistance they need as quickly as possible. The company provides different types of insurance policies, including mobile device insurance, renters insurance, housing policies, and flood policies. Here is a breakdown of the claims process for Assurant Insurance.

How to File a Claim

To file a claim with Assurant Insurance, customers can either call the company's customer service line or submit a claim online. Customers who prefer to file a claim over the phone can speak to a live representative 24/7 by calling 1-800-358-0600. Alternatively, customers can file a claim online by visiting the company's website and clicking on the "File a Claim" button.

When filing a claim, customers will need to provide basic information about themselves and their policy, as well as details about the incident that prompted the claim. Depending on the type of claim, customers may also need to provide additional documentation, such as photos or receipts.

Assurant Insurance Claims Review

Assurant Insurance strives to provide a fair and efficient claims review process. Once a claim has been filed, the company will assign an adjuster to review the claim and determine if it is covered under the policy. The adjuster may also request additional information or documentation from the customer.

Assurant Insurance aims to process claims as quickly as possible, but the timeline can vary depending on the complexity of the claim and the availability of information. Customers can check the status of their claim online or by calling the company's customer service line.

Overall, Assurant Insurance offers a simple and streamlined claims process that is designed to help customers get the assistance they need when they need it most. Whether customers are filing a claim for a damaged mobile device, a flooded home, or stolen property, Assurant Insurance is committed to providing prompt and efficient service.

Assurant Insurance Customer Service

When it comes to insurance, customer service is a crucial aspect that can make or break a company's reputation. Assurant Insurance understands this and has made it a priority to provide excellent customer service to its policyholders.

Contact Information

Assurant Insurance offers several ways to contact their customer service team. Policyholders can call the automated policyholder information line at 1.888.260.7736 or speak to a live representative Monday through Friday between 8:00 a.m. - 8:00 p.m. ET. For claims, policyholders can speak to a live representative 24 hours a day, 7 days a week by calling 1.800.358.0600.

Assurant Insurance also has a directory of phone numbers and global addresses available on their website for policyholders who need to get in touch with them.

Assurant Insurance Reviews

Assurant Insurance has received mixed reviews from customers. Some customers have praised the company's customer service, citing helpful and friendly representatives who were able to assist them with their insurance needs. Other customers have complained about slow claims processing times and difficulty getting in touch with a representative.

Despite the mixed reviews, Assurant Insurance has an A+ rating with the Better Business Bureau, indicating that they are committed to resolving customer complaints and providing excellent service.

Assurant Insurance Complaints

Like any insurance company, Assurant Insurance has received complaints from policyholders. Some of the most common complaints include slow claims processing times, difficulty getting in touch with a representative, and denied claims.

However, it's important to note that some of these complaints may be the result of misunderstandings or miscommunications between the policyholder and the company. Assurant Insurance has a dedicated customer service team that is available to help policyholders with any questions or concerns they may have.

In conclusion, Assurant Insurance understands the importance of providing excellent customer service to its policyholders. While they have received mixed reviews from customers, they have an A+ rating with the Better Business Bureau and are committed to resolving customer complaints and providing top-notch service.