Century National Insurance is a well-established insurance provider in the United States. The company is a subsidiary of National General Holdings Corp and is headquartered in Winston-Salem, North Carolina. Century National Insurance has a majority of policyholders in California, but it sells insurance in most states across the country.
Century National Insurance offers a wide range of insurance products including home, auto, renters, condo, and umbrella insurance. The company has a rating of A (Excellent) from ambest.com, which indicates a low complaint level and positive customer reviews. Century National Insurance provides customizable coverage options to meet the unique needs of its customers.
Century National Insurance Company (CNI) was founded in 1956 and is headquartered in Winston-Salem, North Carolina. It is a subsidiary of National General Holdings Corp. and is primarily focused on providing property and casualty insurance products to individuals and businesses across the United States.
Century National Insurance Company was established in California in 1956 as a property and casualty insurance company. The company's founders aimed to provide affordable insurance coverage to the residents of California. It started as a small insurance company, but over the years, it has grown to become a major player in the insurance industry.
Over the years, Century National Insurance has experienced significant growth and expansion, expanding its product offerings and geographic reach. In the early 1990s, the company expanded its product line to include personal automobile insurance, and by the end of the decade, it had expanded its operations to Arizona, Nevada, Oregon, and Washington.
Today, Century National Insurance Company is primarily focused on providing property and casualty insurance products, including homeowners, personal auto, and commercial auto liability insurance. It also offers fire and allied lines, earthquake, and commercial multi-peril coverage in the United States.
In recent years, Century National Insurance has continued to expand its operations, acquiring several other insurance companies to increase its market share and diversify its product offerings. The company's commitment to providing affordable insurance coverage and excellent customer service has helped it to establish a strong reputation in the insurance industry.
Century National Insurance Company offers a variety of insurance products to meet the needs of individuals and businesses. Their products include auto insurance, home insurance, and business insurance.
Century National Insurance Company offers renters insurance policies that cover personal belongings, and liability protection. Additional coverage options are available for high-value items, such as jewelry and artwork, as well as for natural disasters like earthquakes. Mobile home insurance policies are also available.
| City | Average Annual Century-National Insurance Renters Insurance Rate |
|---|---|
| Houston | $267 |
| Dallas | $267 |
| Fort Worth | $267 |
| San Antonio | $267 |
| Austin | $267 |
| McKinney | $267 |
| Edinburg | $267 |
| El Paso | $267 |
| Denton | $267 |
| Richmond | $267 |
| Conroe | $267 |
| Georgetown | $267 |
| Brownsville | $300 |
| Angleton | $300 |
| Corpus Christi | $300 |
| Belton | $267 |
| Galveston | $300 |
| Lubbock | $267 |
| Laredo | $267 |
| Beaumont | $300 |
| Waco | $267 |
Century National Insurance Company offers business insurance policies to protect businesses from financial losses due to property damage, liability claims, and other risks. Their business insurance policies include commercial property insurance, general liability insurance, workers' compensation insurance, and commercial auto insurance. They also offer coverage for specific industries such as restaurants, contractors, and healthcare providers.
Overall, Century National Insurance Company offers a range of insurance products to meet the needs of individuals and businesses. Their policies provide coverage for a variety of risks and can be customized to fit the specific needs of each customer.
Century National Insurance Company has a streamlined claims process that aims to provide their customers with a hassle-free experience. The company has a dedicated claims department that is available 24/7 to assist customers with their claims.
To file a claim with Century National Insurance Company, customers can call the company's claims hotline at (844) 582-7969 or visit their website. The customer will need to provide their policy number and details about the incident that led to the claim. Once the claim is filed, the customer will receive a claim number that they can use to track the status of their claim.
After a claim is filed, Century National Insurance Company will assign an adjuster to investigate the claim. The adjuster will contact the customer to gather more information about the incident and may also visit the scene of the incident to gather evidence. The adjuster will also review the customer's policy to determine the coverage that applies to the claim.
Once the investigation is complete, the adjuster will determine the amount of compensation that the customer is entitled to receive based on their policy coverage and the evidence gathered during the investigation. The customer will then receive a settlement offer from the company. If the customer accepts the settlement offer, they will receive payment from the company. If the customer disagrees with the settlement offer, they can negotiate with the company to reach a mutually agreeable resolution.
Century National Insurance Company strives to provide their customers with a fair and efficient claims process. They aim to resolve claims as quickly as possible while ensuring that their customers receive the compensation they are entitled to under their policy.
Century National Insurance has received mixed reviews from its customers. While some customers have reported positive experiences with the company, others have had negative experiences. Here are some of the key points from customer reviews:
Positive Reviews: Many customers have reported that Century National Insurance has provided them with good customer service. They have praised the company's representatives for being friendly and helpful, and for responding quickly to their inquiries. Some customers have also reported that the company's rates are competitive and affordable.
Negative Reviews: Some customers have reported that Century National Insurance has been slow to respond to their claims. They have also reported that the company's representatives have been unhelpful and unresponsive when they have tried to contact them. In addition, some customers have reported that the company's rates are higher than those of other insurance providers.
Overall Impression: Based on customer reviews, it appears that Century National Insurance is a mixed bag. While some customers have had positive experiences with the company, others have had negative experiences. As with any insurance provider, it is important to do your research and read reviews from other customers before making a decision about which company to choose.
Century National Insurance was a prominent provider of property and auto insurance in the west before it was closed in 2016 by its parent company National General. Despite its closure, Century National Insurance still holds a significant place in the insurance industry, having provided policies for personal auto, commercial auto insurance, homeowners insurance, mobile home insurance, and business insurance.
One of the main reasons for Century National Insurance's success was its A rating from AM Best, which made it a top-rated company. The company also offered earthquake insurance in California and Arizona, which was a unique selling point for customers in those areas.
Century National Insurance's closure was a significant loss for the insurance industry, as it was known for its excellent customer service and competitive pricing. However, the insurance industry is constantly evolving, and new companies are emerging to fill the gap left by Century National Insurance.
Overall, Century National Insurance's legacy lives on through the policies it provided and the impact it had on the industry. While it may no longer be in operation, its contributions to the insurance industry will not be forgotten.
