Average Homeowner Insurance Rates for Abilene, Texas

Average Annual Insurance Rate
$2453

The Cheapest Homeowner Insurance Rates for Abilene, Texas

Provider	Annual Insurance Rate
Lighthouse Property Insurance	$845
Homesite Insurance	$1216
Hartford Insurance	$1343
USAA	$1413
American Mercury	$1530
USAA - Garison Property	$1634
Allied Property and Casualty	$1696
National Specialty Insurance	$1707
Nationwide	$1719
Republic Lloyds	$1728

The Most Popular Home Insurance Providers in Abilene, Texas

Provider	Annual Insurance Rate
Liberty Insurance	$4463
Nationwide	$1719
State Farm	$3232
Texas Farmers Insurance	$2441

Does credit score affect Abilene home insurance rates?

Credit Score	Average Annual Insurance Rate
bad	$3054
average	$2453
good	$2145

Yes! Your credit rating can impact the price you pay for Abilene homeowners Insurance up to $909 per year. Our analysis shows Abilene home insurance shoppers with poor credit will pay up to 42% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 28% higher than people with average credit and average credit rate shoppers will pay 14% higher rates than shoppers with good credit.

Does Building Construction affect Abilene home insurance rates?

Construction Type	Average Annual Insurance Rate
frame	$2244
Stucco/Hardie	$2069
Brick Veneer	$2012

Your home construction style may also impact the price you pay for Abilene homeowners Insurance up to $232 per year. Abilene home insurance shoppers with frame style construction pay up to 12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.

Is homeowners insurance higher for older homes in Abilene?

Residence Age	Average Annual Insurance Rate
1 Year(s) Old	$1433
10 Year(s) Old	$2012
35 Year(s) Old	$2260

Your home age impacts the price you pay for Abilene homeowners Insurance up to $827 per year. Abilene home insurance shoppers with older homes pay 58% higher rates than new homes while homeowners with homes less than 30 years old will pay 40% higher rates than new construction homes.