Average Homeowner Insurance Rates for Abilene, Texas

Average Annual Insurance Rate
$2453


The Cheapest Homeowner Insurance Rates for Abilene, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $845
Homesite Insurance $1216
Hartford Insurance $1343
USAA $1413
American Mercury $1530
USAA - Garison Property $1634
Allied Property and Casualty $1696
National Specialty Insurance $1707
Nationwide $1719
Republic Lloyds $1728



The Most Popular Home Insurance Providers in Abilene, Texas

Provider Annual Insurance Rate
Liberty Insurance $4463
Nationwide $1719
State Farm $3232
Texas Farmers Insurance $2441



Does credit score affect Abilene home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3054
average $2453
good $2145
Yes! Your credit rating can impact the price you pay for Abilene homeowners Insurance up to $909 per year. Our analysis shows Abilene home insurance shoppers with poor credit will pay up to 42% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 28% higher than people with average credit and average credit rate shoppers will pay 14% higher rates than shoppers with good credit.

Does Building Construction affect Abilene home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2244
Stucco/Hardie $2069
Brick Veneer $2012
Your home construction style may also impact the price you pay for Abilene homeowners Insurance up to $232 per year. Abilene home insurance shoppers with frame style construction pay up to 12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Abilene?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1433
10 Year(s) Old $2012
35 Year(s) Old $2260
Your home age impacts the price you pay for Abilene homeowners Insurance up to $827 per year. Abilene home insurance shoppers with older homes pay 58% higher rates than new homes while homeowners with homes less than 30 years old will pay 40% higher rates than new construction homes.