Average Homeowner Insurance Rates for Abilene, Texas
Average Annual Insurance Rate |
$2453 |
The Cheapest Homeowner Insurance Rates for Abilene, Texas
Provider |
Annual Insurance Rate |
Lighthouse Property Insurance |
$845 |
Homesite Insurance |
$1216 |
Hartford Insurance |
$1343 |
USAA |
$1413 |
American Mercury |
$1530 |
USAA - Garison Property |
$1634 |
Allied Property and Casualty |
$1696 |
National Specialty Insurance |
$1707 |
Nationwide |
$1719 |
Republic Lloyds |
$1728 |
The Most Popular Home Insurance Providers in Abilene, Texas
Provider |
Annual Insurance Rate |
Liberty Insurance |
$4463 |
Nationwide |
$1719 |
State Farm |
$3232 |
Texas Farmers Insurance |
$2441 |
Does credit score affect Abilene home insurance rates?
Credit Score |
Average Annual Insurance Rate |
bad |
$3054 |
average |
$2453 |
good |
$2145 |
Yes! Your credit rating can impact the price you pay for Abilene homeowners Insurance up to
$909 per year. Our analysis shows Abilene home insurance shoppers with poor credit will pay up to
42% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
28% higher than people with average credit and average credit rate shoppers will pay
14% higher rates than shoppers with good credit.
Does Building Construction affect Abilene home insurance rates?
Construction Type |
Average Annual Insurance Rate |
frame |
$2244 |
Stucco/Hardie |
$2069 |
Brick Veneer |
$2012 |
Your home construction style may also impact the price you pay for Abilene homeowners Insurance up to
$232 per year. Abilene home insurance shoppers with frame style construction pay up to
12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Abilene?
Residence Age |
Average Annual Insurance Rate |
1 Year(s) Old |
$1433 |
10 Year(s) Old |
$2012 |
35 Year(s) Old |
$2260 |
Your home age impacts the price you pay for Abilene homeowners Insurance up to
$827 per year. Abilene home insurance shoppers with older homes pay
58% higher rates than new homes while homeowners with homes less than 30 years old will pay
40% higher rates than new construction homes.