Compare Belton Home Insurance Rates

 
 


Average Homeowner Insurance Rates for Belton, Texas

Average Annual Insurance Rate
$1779


The Cheapest Homeowner Insurance Rates for Belton, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $650
National Specialty Insurance $796
Texas Farm Bureau $1041
USAA $1056
Republic Lloyds $1148
United Propoerty and Casualty $1189
Texas Fair Plan $1202
American Mercury $1211
USAA - Garison Property $1237
National Surety $1270



The Most Popular Home Insurance Providers in Belton, Texas

Provider Annual Insurance Rate
Liberty Insurance $3058
Nationwide $1454
State Farm $2573
Texas Farmers Insurance $1543



Does credit score affect Belton home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2255
average $1779
good $1537
Yes! Your credit rating can impact the price you pay for Belton homeowners Insurance up to $718 per year. Our analysis shows Belton home insurance shoppers with poor credit will pay up to 47% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 31% higher than people with average credit and average credit rate shoppers will pay 16% higher rates than shoppers with good credit.

Does Building Construction affect Belton home insurance rates?

Construction Type Average Annual Insurance Rate
frame $1513
Stucco/Hardie $1414
Brick Veneer $1376
Your home construction style may also impact the price you pay for Belton homeowners Insurance up to $137 per year. Belton home insurance shoppers with frame style construction pay up to 10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Belton?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1031
10 Year(s) Old $1376
35 Year(s) Old $1601
Your home age impacts the price you pay for Belton homeowners Insurance up to $570 per year. Belton home insurance shoppers with older homes pay 55% higher rates than new homes while homeowners with homes less than 30 years old will pay 33% higher rates than new construction homes.