Compare Denton Home Insurance Rates

 
 


Average Homeowner Insurance Rates for Denton, Texas

Average Annual Insurance Rate
$2482


The Cheapest Homeowner Insurance Rates for Denton, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $811
National Specialty Insurance $997
American Mercury $1357
USAA $1444
Texas Farm Bureau $1512
USAA - Garison Property $1664
Republic Lloyds $1705
Texas Fair Plan $1710
United Services Auto Assn $1788
Esureance $1823



The Most Popular Home Insurance Providers in Denton, Texas

Provider Annual Insurance Rate
Liberty Insurance $4838
Nationwide $2280
State Farm $2829
Texas Farmers Insurance $2103



Does credit score affect Denton home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3112
average $2482
good $2166
Yes! Your credit rating can impact the price you pay for Denton homeowners Insurance up to $946 per year. Our analysis shows Denton home insurance shoppers with poor credit will pay up to 44% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 29% higher than people with average credit and average credit rate shoppers will pay 15% higher rates than shoppers with good credit.

Does Building Construction affect Denton home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2114
Stucco/Hardie $1971
Brick Veneer $1919
Your home construction style may also impact the price you pay for Denton homeowners Insurance up to $195 per year. Denton home insurance shoppers with frame style construction pay up to 10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Denton?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1372
10 Year(s) Old $1919
35 Year(s) Old $2193
Your home age impacts the price you pay for Denton homeowners Insurance up to $821 per year. Denton home insurance shoppers with older homes pay 60% higher rates than new homes while homeowners with homes less than 30 years old will pay 40% higher rates than new construction homes.