Average Condo Insurance Rates for Austin, Texas

Average Annual Insurance Rate
$717


The Cheapest Condo Insurance Rates for Austin, Texas

Provider Annual Insurance Rate
Hartford Insurance $135
Trumbull Insurance $144
Twin City Fire Insurance $153
Hartford Insurance $188
Progressive $220
Kemper Insurance $307
American Mercury $430
Travelers Insurance $432
United Propoerty and Casualty $482
Allstate $495



The Most Popular Condo Insurance Providers in Austin, Texas

Provider Annual Condo Insurance Rate Monthly Condo Insurance Rate
Liberty Insurance $1697 $1697
Nationwide $774 $774
State Farm $946 $946



Does credit score affect Austin Condo insurance rates?

Credit Score Average Annual Insurance Rate
average $717
good $604
bad $915
Yes! Your credit rating can impact the price you pay for Austin Condo Insurance up to $311 per year. Our analysis shows Austin renter's insurance shoppers with poor credit will pay up to 51% higher rates than shoppers with good credit. Condo insurance shoppers eith poor credit will pay rates that are 33% higher than people with average credit and average credit rate shoppers will pay 19% higher rates than shoppers with good credit.

Does Building Construction affect Austin Condo insurance rates?

Construction Type Average Annual Insurance Rate
frame $1473
Stucco/Hardie $1379
Brick Veneer $1346
Yes the construction style may also impact the price you pay for Austin Condo Insurance up to $127 per year. Austin Condo insurance shoppers with frame style construction pay up to 9% higher rates than homes made with brick while Condo with homes constructed with Stucco or Hardieboard will pay 2% higher rates than homes made with Brick Veneer.


Is Condo insurance higher for older homes in Austin?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1006
10 Year(s) Old $1346
35 Year(s) Old $1539
Your home age impacts the price you pay for Austin Condo Insurance up to $533 per year. Austin Condo insurance shoppers with older homes pay 53% higher rates than new homes while Condo with homes less than 30 years old will pay 34% higher rates than new construction homes.