Average Condo Insurance Rates for Decatur, Texas

Average Annual Insurance Rate
$861


The Cheapest Condo Insurance Rates for Decatur, Texas

Provider Annual Insurance Rate
Hartford Insurance $152
Trumbull Insurance $165
Twin City Fire Insurance $175
Hartford Insurance $209
Travelers Insurance $295
Progressive $321
Kemper Insurance $327
American Mercury $464
Allied Property and Casualty $606
Nationwide $640



The Most Popular Condo Insurance Providers in Decatur, Texas

Provider Annual Condo Insurance Rate Monthly Condo Insurance Rate
Liberty Insurance $1741 $1741
Nationwide $718 $718
State Farm $1235 $1235



Does credit score affect Decatur Condo insurance rates?

Credit Score Average Annual Insurance Rate
average $861
good $737
bad $1086
Yes! Your credit rating can impact the price you pay for Decatur Condo Insurance up to $349 per year. Our analysis shows Decatur renter's insurance shoppers with poor credit will pay up to 47% higher rates than shoppers with good credit. Condo insurance shoppers eith poor credit will pay rates that are 31% higher than people with average credit and average credit rate shoppers will pay 17% higher rates than shoppers with good credit.

Does Building Construction affect Decatur Condo insurance rates?

Construction Type Average Annual Insurance Rate
frame $2634
Stucco/Hardie $2435
Brick Veneer $2332
Yes the construction style may also impact the price you pay for Decatur Condo Insurance up to $302 per year. Decatur Condo insurance shoppers with frame style construction pay up to 13% higher rates than homes made with brick while Condo with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.


Is Condo insurance higher for older homes in Decatur?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1699
10 Year(s) Old $2332
35 Year(s) Old $2664
Your home age impacts the price you pay for Decatur Condo Insurance up to $965 per year. Decatur Condo insurance shoppers with older homes pay 57% higher rates than new homes while Condo with homes less than 30 years old will pay 37% higher rates than new construction homes.