Average Condo Insurance Rates for Hempstead, Texas

Average Annual Insurance Rate
$935


The Cheapest Condo Insurance Rates for Hempstead, Texas

Provider Annual Insurance Rate
Hartford Insurance $134
Trumbull Insurance $142
Twin City Fire Insurance $147
Hartford Insurance $177
Kemper Insurance $316
Progressive $334
American Mercury $608
Travelers Insurance $651
Allied Property and Casualty $663
United Propoerty and Casualty $720



The Most Popular Condo Insurance Providers in Hempstead, Texas

Provider Annual Condo Insurance Rate Monthly Condo Insurance Rate
Liberty Insurance $1819 $1819
Nationwide $755 $755
State Farm $1018 $1018



Does credit score affect Hempstead Condo insurance rates?

Credit Score Average Annual Insurance Rate
average $935
good $793
bad $1190
Yes! Your credit rating can impact the price you pay for Hempstead Condo Insurance up to $397 per year. Our analysis shows Hempstead renter's insurance shoppers with poor credit will pay up to 50% higher rates than shoppers with good credit. Condo insurance shoppers eith poor credit will pay rates that are 32% higher than people with average credit and average credit rate shoppers will pay 18% higher rates than shoppers with good credit.

Does Building Construction affect Hempstead Condo insurance rates?

Construction Type Average Annual Insurance Rate
frame $2270
Stucco/Hardie $2120
Brick Veneer $2019
Yes the construction style may also impact the price you pay for Hempstead Condo Insurance up to $251 per year. Hempstead Condo insurance shoppers with frame style construction pay up to 12% higher rates than homes made with brick while Condo with homes constructed with Stucco or Hardieboard will pay 5% higher rates than homes made with Brick Veneer.


Is Condo insurance higher for older homes in Hempstead?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1515
10 Year(s) Old $2019
35 Year(s) Old $2344
Your home age impacts the price you pay for Hempstead Condo Insurance up to $829 per year. Hempstead Condo insurance shoppers with older homes pay 55% higher rates than new homes while Condo with homes less than 30 years old will pay 33% higher rates than new construction homes.