Average Condo Insurance Rates for Lubbock, Texas

Average Annual Insurance Rate
$922


The Cheapest Condo Insurance Rates for Lubbock, Texas

Provider Annual Insurance Rate
Hartford Insurance $126
Trumbull Insurance $133
Twin City Fire Insurance $139
Hartford Insurance $163
Progressive $268
Travelers Insurance $268
Kemper Insurance $386
Allstate $461
American Mercury $518
Nationwide $546



The Most Popular Condo Insurance Providers in Lubbock, Texas

Provider Annual Condo Insurance Rate Monthly Condo Insurance Rate
Liberty Insurance $2392 $2392
Nationwide $701 $701
State Farm $1306 $1306



Does credit score affect Lubbock Condo insurance rates?

Credit Score Average Annual Insurance Rate
average $922
good $780
bad $1172
Yes! Your credit rating can impact the price you pay for Lubbock Condo Insurance up to $392 per year. Our analysis shows Lubbock renter's insurance shoppers with poor credit will pay up to 50% higher rates than shoppers with good credit. Condo insurance shoppers eith poor credit will pay rates that are 32% higher than people with average credit and average credit rate shoppers will pay 18% higher rates than shoppers with good credit.

Does Building Construction affect Lubbock Condo insurance rates?

Construction Type Average Annual Insurance Rate
frame $2347
Stucco/Hardie $2171
Brick Veneer $2107
Yes the construction style may also impact the price you pay for Lubbock Condo Insurance up to $240 per year. Lubbock Condo insurance shoppers with frame style construction pay up to 11% higher rates than homes made with brick while Condo with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is Condo insurance higher for older homes in Lubbock?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1533
10 Year(s) Old $2107
35 Year(s) Old $2376
Your home age impacts the price you pay for Lubbock Condo Insurance up to $843 per year. Lubbock Condo insurance shoppers with older homes pay 55% higher rates than new homes while Condo with homes less than 30 years old will pay 37% higher rates than new construction homes.