Compare Amarillo Home Insurance Rates

 
 


Average Homeowner Insurance Rates for Amarillo, Texas

Average Annual Insurance Rate
$2823


The Cheapest Homeowner Insurance Rates for Amarillo, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $963
USAA $1774
Hartford Insurance $1786
Allied Property and Casualty $1786
Homesite Insurance $1818
American Mercury $1881
Nationwide $1899
National Specialty Insurance $2046
Nationwide $2062
USAA - Garison Property $2139



The Most Popular Home Insurance Providers in Amarillo, Texas

Provider Annual Insurance Rate
Liberty Insurance $3955
Nationwide $1899
State Farm $3254
Texas Farmers Insurance $2684



Does credit score affect Amarillo home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3517
average $2823
good $2461
Yes! Your credit rating can impact the price you pay for Amarillo homeowners Insurance up to $1056 per year. Our analysis shows Amarillo home insurance shoppers with poor credit will pay up to 43% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 28% higher than people with average credit and average credit rate shoppers will pay 15% higher rates than shoppers with good credit.

Does Building Construction affect Amarillo home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2596
Stucco/Hardie $2399
Brick Veneer $2324
Your home construction style may also impact the price you pay for Amarillo homeowners Insurance up to $272 per year. Amarillo home insurance shoppers with frame style construction pay up to 12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Amarillo?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1678
10 Year(s) Old $2324
35 Year(s) Old $2611
Your home age impacts the price you pay for Amarillo homeowners Insurance up to $933 per year. Amarillo home insurance shoppers with older homes pay 56% higher rates than new homes while homeowners with homes less than 30 years old will pay 38% higher rates than new construction homes.