Average Homeowner Insurance Rates for Amarillo, Texas
Average Annual Insurance Rate |
$2823 |
The Cheapest Homeowner Insurance Rates for Amarillo, Texas
The Most Popular Home Insurance Providers in Amarillo, Texas
Does credit score affect Amarillo home insurance rates?
Credit Score |
Average Annual Insurance Rate |
bad |
$3517 |
average |
$2823 |
good |
$2461 |
Yes! Your credit rating can impact the price you pay for Amarillo homeowners Insurance up to
$1056 per year. Our analysis shows Amarillo home insurance shoppers with poor credit will pay up to
43% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
28% higher than people with average credit and average credit rate shoppers will pay
15% higher rates than shoppers with good credit.
Does Building Construction affect Amarillo home insurance rates?
Construction Type |
Average Annual Insurance Rate |
frame |
$2596 |
Stucco/Hardie |
$2399 |
Brick Veneer |
$2324 |
Your home construction style may also impact the price you pay for Amarillo homeowners Insurance up to
$272 per year. Amarillo home insurance shoppers with frame style construction pay up to
12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Amarillo?
Residence Age |
Average Annual Insurance Rate |
1 Year(s) Old |
$1678 |
10 Year(s) Old |
$2324 |
35 Year(s) Old |
$2611 |
Your home age impacts the price you pay for Amarillo homeowners Insurance up to
$933 per year. Amarillo home insurance shoppers with older homes pay
56% higher rates than new homes while homeowners with homes less than 30 years old will pay
38% higher rates than new construction homes.