Average Homeowner Insurance Rates for Bastrop, Texas
| Average Annual Insurance Rate |
| $1712 |
The Cheapest Homeowner Insurance Rates for Bastrop, Texas
The Most Popular Home Insurance Providers in Bastrop, Texas
Does credit score affect Bastrop home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2172 |
| average |
$1712 |
| good |
$1473 |
Yes! Your credit rating can impact the price you pay for Bastrop homeowners Insurance up to
$699 per year. Our analysis shows Bastrop home insurance shoppers with poor credit will pay up to
47% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
31% higher than people with average credit and average credit rate shoppers will pay
16% higher rates than shoppers with good credit.
Does Building Construction affect Bastrop home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1506 |
| Stucco/Hardie |
$1401 |
| Brick Veneer |
$1364 |
Your home construction style may also impact the price you pay for Bastrop homeowners Insurance up to
$142 per year. Bastrop home insurance shoppers with frame style construction pay up to
10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Bastrop?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1006 |
| 10 Year(s) Old |
$1364 |
| 35 Year(s) Old |
$1567 |
Your home age impacts the price you pay for Bastrop homeowners Insurance up to
$561 per year. Bastrop home insurance shoppers with older homes pay
56% higher rates than new homes while homeowners with homes less than 30 years old will pay
36% higher rates than new construction homes.
