Average Homeowner Insurance Rates for Bastrop, Texas

Average Annual Insurance Rate
$1712


The Cheapest Homeowner Insurance Rates for Bastrop, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $650
National Specialty Insurance $796
USAA $1024
American Mercury $1076
Allied Property and Casualty $1115
Republic Lloyds $1148
Kemper Insurance $1180
Texas Fair Plan $1202
USAA - Garison Property $1213
Texas Farm Bureau $1230



The Most Popular Home Insurance Providers in Bastrop, Texas

Provider Annual Insurance Rate
Liberty Insurance $3206
Nationwide $1599
State Farm $2084
Texas Farmers Insurance $1551



Does credit score affect Bastrop home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2172
average $1712
good $1473
Yes! Your credit rating can impact the price you pay for Bastrop homeowners Insurance up to $699 per year. Our analysis shows Bastrop home insurance shoppers with poor credit will pay up to 47% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 31% higher than people with average credit and average credit rate shoppers will pay 16% higher rates than shoppers with good credit.

Does Building Construction affect Bastrop home insurance rates?

Construction Type Average Annual Insurance Rate
frame $1506
Stucco/Hardie $1401
Brick Veneer $1364
Your home construction style may also impact the price you pay for Bastrop homeowners Insurance up to $142 per year. Bastrop home insurance shoppers with frame style construction pay up to 10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Bastrop?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1006
10 Year(s) Old $1364
35 Year(s) Old $1567
Your home age impacts the price you pay for Bastrop homeowners Insurance up to $561 per year. Bastrop home insurance shoppers with older homes pay 56% higher rates than new homes while homeowners with homes less than 30 years old will pay 36% higher rates than new construction homes.