Average Homeowner Insurance Rates for Beaumont, Texas

Average Annual Insurance Rate
$2408


The Cheapest Homeowner Insurance Rates for Beaumont, Texas

Provider Annual Insurance Rate
Liberty Insurance $0
Nationwide $0
Hartford Insurance $0
Trumbull Insurance $0
Nationwide $0
Hartford Insurance $0
Allstate $0
Encompass $0
Auto Club $0
Twin City Fire Insurance $0



The Most Popular Home Insurance Providers in Beaumont, Texas

Provider Annual Insurance Rate
Liberty Insurance $0
Nationwide $0
State Farm $4217
Texas Farmers Insurance $4212



Does credit score affect Beaumont home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2945
average $2408
good $2127
Yes! Your credit rating can impact the price you pay for Beaumont homeowners Insurance up to $818 per year. Our analysis shows Beaumont home insurance shoppers with poor credit will pay up to 38% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 25% higher than people with average credit and average credit rate shoppers will pay 13% higher rates than shoppers with good credit.

Does Building Construction affect Beaumont home insurance rates?

Construction Type Average Annual Insurance Rate
frame $3376
Stucco/Hardie $3093
Brick Veneer $2976
Your home construction style may also impact the price you pay for Beaumont homeowners Insurance up to $400 per year. Beaumont home insurance shoppers with frame style construction pay up to 13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Beaumont?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $2131
10 Year(s) Old $2976
35 Year(s) Old $3389
Your home age impacts the price you pay for Beaumont homeowners Insurance up to $1258 per year. Beaumont home insurance shoppers with older homes pay 59% higher rates than new homes while homeowners with homes less than 30 years old will pay 40% higher rates than new construction homes.