Average Homeowner Insurance Rates for Brownsville, Texas

Average Annual Insurance Rate
$2306


The Cheapest Homeowner Insurance Rates for Brownsville, Texas

Provider Annual Insurance Rate
Nationwide $0
Hartford Insurance $0
Twin City Fire Insurance $0
Nationwide $0
Hartford Insurance $0
Trumbull Insurance $0
Allstate $0
Encompass $0
Auto Club $0
Nationwide Private Client $0



The Most Popular Home Insurance Providers in Brownsville, Texas

Provider Annual Insurance Rate
Liberty Insurance $11674
Nationwide $0
State Farm $3709
Texas Farmers Insurance $2425



Does credit score affect Brownsville home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2941
average $2306
good $1989
Yes! Your credit rating can impact the price you pay for Brownsville homeowners Insurance up to $952 per year. Our analysis shows Brownsville home insurance shoppers with poor credit will pay up to 48% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 32% higher than people with average credit and average credit rate shoppers will pay 16% higher rates than shoppers with good credit.

Does Building Construction affect Brownsville home insurance rates?

Construction Type Average Annual Insurance Rate
frame $3214
Stucco/Hardie $2970
Brick Veneer $2838
Your home construction style may also impact the price you pay for Brownsville homeowners Insurance up to $376 per year. Brownsville home insurance shoppers with frame style construction pay up to 13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 5% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Brownsville?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $2057
10 Year(s) Old $2838
35 Year(s) Old $3177
Your home age impacts the price you pay for Brownsville homeowners Insurance up to $1120 per year. Brownsville home insurance shoppers with older homes pay 54% higher rates than new homes while homeowners with homes less than 30 years old will pay 38% higher rates than new construction homes.