Average Homeowner Insurance Rates for Bryan, Texas

Average Annual Insurance Rate
$1658


The Cheapest Homeowner Insurance Rates for Bryan, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $632
National Specialty Insurance $722
Republic Lloyds $1037
Texas Fair Plan $1084
Kemper Insurance $1124
National Surety $1130
American Mercury $1131
Esureance $1145
USAA $1155
Allied Property and Casualty $1185



The Most Popular Home Insurance Providers in Bryan, Texas

Provider Annual Insurance Rate
Liberty Insurance $3985
Nationwide $1500
State Farm $1960
Texas Farmers Insurance $1428



Does credit score affect Bryan home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2110
average $1658
good $1428
Yes! Your credit rating can impact the price you pay for Bryan homeowners Insurance up to $682 per year. Our analysis shows Bryan home insurance shoppers with poor credit will pay up to 48% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 32% higher than people with average credit and average credit rate shoppers will pay 16% higher rates than shoppers with good credit.

Does Building Construction affect Bryan home insurance rates?

Construction Type Average Annual Insurance Rate
frame $1444
Stucco/Hardie $1349
Brick Veneer $1312
Your home construction style may also impact the price you pay for Bryan homeowners Insurance up to $132 per year. Bryan home insurance shoppers with frame style construction pay up to 10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Bryan?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $961
10 Year(s) Old $1312
35 Year(s) Old $1509
Your home age impacts the price you pay for Bryan homeowners Insurance up to $548 per year. Bryan home insurance shoppers with older homes pay 57% higher rates than new homes while homeowners with homes less than 30 years old will pay 37% higher rates than new construction homes.