Compare Canyon Home Insurance Rates

 
 


Average Homeowner Insurance Rates for Canyon, Texas

Average Annual Insurance Rate
$2831


The Cheapest Homeowner Insurance Rates for Canyon, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $963
USAA $1605
Allied Property and Casualty $1786
American Mercury $1860
Homesite Insurance $1886
Nationwide $1899
USAA - Garison Property $1905
United Services Auto Assn $2040
National Specialty Insurance $2046
Nationwide $2062



The Most Popular Home Insurance Providers in Canyon, Texas

Provider Annual Insurance Rate
Liberty Insurance $4147
Nationwide $1899
State Farm $3479
Texas Farmers Insurance $2631



Does credit score affect Canyon home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3514
average $2831
good $2474
Yes! Your credit rating can impact the price you pay for Canyon homeowners Insurance up to $1040 per year. Our analysis shows Canyon home insurance shoppers with poor credit will pay up to 42% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 28% higher than people with average credit and average credit rate shoppers will pay 14% higher rates than shoppers with good credit.

Does Building Construction affect Canyon home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2686
Stucco/Hardie $2489
Brick Veneer $2414
Your home construction style may also impact the price you pay for Canyon homeowners Insurance up to $272 per year. Canyon home insurance shoppers with frame style construction pay up to 11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Canyon?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1769
10 Year(s) Old $2414
35 Year(s) Old $2710
Your home age impacts the price you pay for Canyon homeowners Insurance up to $941 per year. Canyon home insurance shoppers with older homes pay 53% higher rates than new homes while homeowners with homes less than 30 years old will pay 36% higher rates than new construction homes.