Average Homeowner Insurance Rates for Cleburne, Texas

Average Annual Insurance Rate
$2408


The Cheapest Homeowner Insurance Rates for Cleburne, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $891
National Specialty Insurance $939
USAA $1472
American Mercury $1581
Texas Farm Bureau $1605
Kemper Insurance $1716
USAA - Garison Property $1731
Nationwide $1755
Republic Lloyds $1796
United Services Auto Assn $1845



The Most Popular Home Insurance Providers in Cleburne, Texas

Provider Annual Insurance Rate
Liberty Insurance $4041
Nationwide $1755
State Farm $4005
Texas Farmers Insurance $2007



Does credit score affect Cleburne home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3059
average $2408
good $2080
Yes! Your credit rating can impact the price you pay for Cleburne homeowners Insurance up to $979 per year. Our analysis shows Cleburne home insurance shoppers with poor credit will pay up to 47% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 31% higher than people with average credit and average credit rate shoppers will pay 16% higher rates than shoppers with good credit.

Does Building Construction affect Cleburne home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2179
Stucco/Hardie $2030
Brick Veneer $1980
Your home construction style may also impact the price you pay for Cleburne homeowners Insurance up to $199 per year. Cleburne home insurance shoppers with frame style construction pay up to 10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Cleburne?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1434
10 Year(s) Old $1980
35 Year(s) Old $2257
Your home age impacts the price you pay for Cleburne homeowners Insurance up to $823 per year. Cleburne home insurance shoppers with older homes pay 57% higher rates than new homes while homeowners with homes less than 30 years old will pay 38% higher rates than new construction homes.