Compare Conroe Home Insurance Rates

 
 


Average Homeowner Insurance Rates for Conroe, Texas

Average Annual Insurance Rate
$2164


The Cheapest Homeowner Insurance Rates for Conroe, Texas

Provider Annual Insurance Rate
American Mercury $1206
Travelers Insurance $1493
Texas Farm Bureau $1548
Homesite Insurance $1679
United Propoerty and Casualty $1707
Allstate $1798
Republic Lloyds $2028
Esureance $2091
AMICA $2132
Nationwide $2165



The Most Popular Home Insurance Providers in Conroe, Texas

Provider Annual Insurance Rate
Liberty Insurance $5228
Nationwide $2165
State Farm $2463
Texas Farmers Insurance $1513



Does credit score affect Conroe home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2783
average $2164
good $1861
Yes! Your credit rating can impact the price you pay for Conroe homeowners Insurance up to $922 per year. Our analysis shows Conroe home insurance shoppers with poor credit will pay up to 50% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 33% higher than people with average credit and average credit rate shoppers will pay 16% higher rates than shoppers with good credit.

Does Building Construction affect Conroe home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2052
Stucco/Hardie $1910
Brick Veneer $1840
Your home construction style may also impact the price you pay for Conroe homeowners Insurance up to $212 per year. Conroe home insurance shoppers with frame style construction pay up to 12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Conroe?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1392
10 Year(s) Old $1840
35 Year(s) Old $2117
Your home age impacts the price you pay for Conroe homeowners Insurance up to $725 per year. Conroe home insurance shoppers with older homes pay 52% higher rates than new homes while homeowners with homes less than 30 years old will pay 32% higher rates than new construction homes.