Average Homeowner Insurance Rates for Decatur, Texas
Average Annual Insurance Rate |
$2887 |
The Cheapest Homeowner Insurance Rates for Decatur, Texas
Provider |
Annual Insurance Rate |
Lighthouse Property Insurance |
$973 |
National Specialty Insurance |
$1430 |
USAA |
$1537 |
Kemper Insurance |
$1617 |
USAA - Garison Property |
$1797 |
Hartford Insurance |
$1877 |
Texas Farm Bureau |
$1923 |
United Services Auto Assn |
$1924 |
Nationwide |
$1965 |
USAA |
$2072 |
The Most Popular Home Insurance Providers in Decatur, Texas
Provider |
Annual Insurance Rate |
Liberty Insurance |
$4339 |
Nationwide |
$1965 |
State Farm |
$3899 |
Texas Farmers Insurance |
$2229 |
Does credit score affect Decatur home insurance rates?
Credit Score |
Average Annual Insurance Rate |
bad |
$3650 |
average |
$2887 |
good |
$2511 |
Yes! Your credit rating can impact the price you pay for Decatur homeowners Insurance up to
$1139 per year. Our analysis shows Decatur home insurance shoppers with poor credit will pay up to
45% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
30% higher than people with average credit and average credit rate shoppers will pay
15% higher rates than shoppers with good credit.
Does Building Construction affect Decatur home insurance rates?
Construction Type |
Average Annual Insurance Rate |
frame |
$2634 |
Stucco/Hardie |
$2435 |
Brick Veneer |
$2332 |
Your home construction style may also impact the price you pay for Decatur homeowners Insurance up to
$302 per year. Decatur home insurance shoppers with frame style construction pay up to
13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Decatur?
Residence Age |
Average Annual Insurance Rate |
1 Year(s) Old |
$1699 |
10 Year(s) Old |
$2332 |
35 Year(s) Old |
$2664 |
Your home age impacts the price you pay for Decatur homeowners Insurance up to
$965 per year. Decatur home insurance shoppers with older homes pay
57% higher rates than new homes while homeowners with homes less than 30 years old will pay
37% higher rates than new construction homes.