Average Homeowner Insurance Rates for Edinburg, Texas
Average Annual Insurance Rate |
$2454 |
The Cheapest Homeowner Insurance Rates for Edinburg, Texas
Provider |
Annual Insurance Rate |
Lighthouse Property Insurance |
$663 |
USAA |
$816 |
USAA - Garison Property |
$995 |
United Services Auto Assn |
$1030 |
Travelers Insurance |
$1030 |
USAA |
$1120 |
United Propoerty and Casualty |
$1136 |
Homesite Insurance |
$1187 |
American Mercury |
$1282 |
National Specialty Insurance |
$1391 |
The Most Popular Home Insurance Providers in Edinburg, Texas
Provider |
Annual Insurance Rate |
Liberty Insurance |
$4914 |
Nationwide |
$2769 |
State Farm |
$3254 |
Texas Farmers Insurance |
$2374 |
Does credit score affect Edinburg home insurance rates?
Credit Score |
Average Annual Insurance Rate |
bad |
$3181 |
average |
$2454 |
good |
$2082 |
Yes! Your credit rating can impact the price you pay for Edinburg homeowners Insurance up to
$1099 per year. Our analysis shows Edinburg home insurance shoppers with poor credit will pay up to
53% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
35% higher than people with average credit and average credit rate shoppers will pay
18% higher rates than shoppers with good credit.
Does Building Construction affect Edinburg home insurance rates?
Construction Type |
Average Annual Insurance Rate |
frame |
$2542 |
Stucco/Hardie |
$2328 |
Brick Veneer |
$2242 |
Your home construction style may also impact the price you pay for Edinburg homeowners Insurance up to
$300 per year. Edinburg home insurance shoppers with frame style construction pay up to
13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Edinburg?
Residence Age |
Average Annual Insurance Rate |
1 Year(s) Old |
$1567 |
10 Year(s) Old |
$2242 |
35 Year(s) Old |
$2494 |
Your home age impacts the price you pay for Edinburg homeowners Insurance up to
$927 per year. Edinburg home insurance shoppers with older homes pay
59% higher rates than new homes while homeowners with homes less than 30 years old will pay
43% higher rates than new construction homes.