Average Homeowner Insurance Rates for Edinburg, Texas

Average Annual Insurance Rate
$2454

The Cheapest Homeowner Insurance Rates for Edinburg, Texas

Provider	Annual Insurance Rate
Lighthouse Property Insurance	$663
USAA	$816
USAA - Garison Property	$995
United Services Auto Assn	$1030
Travelers Insurance	$1030
USAA	$1120
United Propoerty and Casualty	$1136
Homesite Insurance	$1187
American Mercury	$1282
National Specialty Insurance	$1391

The Most Popular Home Insurance Providers in Edinburg, Texas

Provider	Annual Insurance Rate
Liberty Insurance	$4914
Nationwide	$2769
State Farm	$3254
Texas Farmers Insurance	$2374

Does credit score affect Edinburg home insurance rates?

Credit Score	Average Annual Insurance Rate
bad	$3181
average	$2454
good	$2082

Yes! Your credit rating can impact the price you pay for Edinburg homeowners Insurance up to $1099 per year. Our analysis shows Edinburg home insurance shoppers with poor credit will pay up to 53% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 35% higher than people with average credit and average credit rate shoppers will pay 18% higher rates than shoppers with good credit.

Does Building Construction affect Edinburg home insurance rates?

Construction Type	Average Annual Insurance Rate
frame	$2542
Stucco/Hardie	$2328
Brick Veneer	$2242

Your home construction style may also impact the price you pay for Edinburg homeowners Insurance up to $300 per year. Edinburg home insurance shoppers with frame style construction pay up to 13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.

Is homeowners insurance higher for older homes in Edinburg?

Residence Age	Average Annual Insurance Rate
1 Year(s) Old	$1567
10 Year(s) Old	$2242
35 Year(s) Old	$2494

Your home age impacts the price you pay for Edinburg homeowners Insurance up to $927 per year. Edinburg home insurance shoppers with older homes pay 59% higher rates than new homes while homeowners with homes less than 30 years old will pay 43% higher rates than new construction homes.