Average Homeowner Insurance Rates for Edinburg, Texas

Average Annual Insurance Rate
$2454


The Cheapest Homeowner Insurance Rates for Edinburg, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $663
USAA $816
USAA - Garison Property $995
United Services Auto Assn $1030
Travelers Insurance $1030
USAA $1120
United Propoerty and Casualty $1136
Homesite Insurance $1187
American Mercury $1282
National Specialty Insurance $1391



The Most Popular Home Insurance Providers in Edinburg, Texas

Provider Annual Insurance Rate
Liberty Insurance $4914
Nationwide $2769
State Farm $3254
Texas Farmers Insurance $2374



Does credit score affect Edinburg home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3181
average $2454
good $2082
Yes! Your credit rating can impact the price you pay for Edinburg homeowners Insurance up to $1099 per year. Our analysis shows Edinburg home insurance shoppers with poor credit will pay up to 53% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 35% higher than people with average credit and average credit rate shoppers will pay 18% higher rates than shoppers with good credit.

Does Building Construction affect Edinburg home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2542
Stucco/Hardie $2328
Brick Veneer $2242
Your home construction style may also impact the price you pay for Edinburg homeowners Insurance up to $300 per year. Edinburg home insurance shoppers with frame style construction pay up to 13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Edinburg?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1567
10 Year(s) Old $2242
35 Year(s) Old $2494
Your home age impacts the price you pay for Edinburg homeowners Insurance up to $927 per year. Edinburg home insurance shoppers with older homes pay 59% higher rates than new homes while homeowners with homes less than 30 years old will pay 43% higher rates than new construction homes.