Average Homeowner Insurance Rates for El Paso, Texas
Average Annual Insurance Rate |
$1443 |
The Cheapest Homeowner Insurance Rates for El Paso, Texas
Provider |
Annual Insurance Rate |
Lighthouse Property Insurance |
$430 |
United Propoerty and Casualty |
$554 |
Travelers Insurance |
$760 |
American Mercury |
$762 |
Nationwide |
$881 |
National Specialty Insurance |
$890 |
Texas Fair Plan |
$902 |
Nationwide |
$904 |
Allied Property and Casualty |
$964 |
Hartford Insurance |
$978 |
The Most Popular Home Insurance Providers in El Paso, Texas
Provider |
Annual Insurance Rate |
Liberty Insurance |
$2813 |
Nationwide |
$881 |
State Farm |
$1600 |
Texas Farmers Insurance |
$1040 |
Does credit score affect El Paso home insurance rates?
Credit Score |
Average Annual Insurance Rate |
bad |
$1874 |
average |
$1443 |
good |
$1213 |
Yes! Your credit rating can impact the price you pay for El Paso homeowners Insurance up to
$661 per year. Our analysis shows El Paso home insurance shoppers with poor credit will pay up to
54% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
36% higher than people with average credit and average credit rate shoppers will pay
19% higher rates than shoppers with good credit.
Does Building Construction affect El Paso home insurance rates?
Construction Type |
Average Annual Insurance Rate |
frame |
$1311 |
Stucco/Hardie |
$1214 |
Brick Veneer |
$1168 |
Your home construction style may also impact the price you pay for El Paso homeowners Insurance up to
$143 per year. El Paso home insurance shoppers with frame style construction pay up to
12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in El Paso?
Residence Age |
Average Annual Insurance Rate |
1 Year(s) Old |
$882 |
10 Year(s) Old |
$1168 |
35 Year(s) Old |
$1345 |
Your home age impacts the price you pay for El Paso homeowners Insurance up to
$463 per year. El Paso home insurance shoppers with older homes pay
52% higher rates than new homes while homeowners with homes less than 30 years old will pay
32% higher rates than new construction homes.