Average Homeowner Insurance Rates for El Paso, Texas
| Average Annual Insurance Rate |
| $1443 |
The Cheapest Homeowner Insurance Rates for El Paso, Texas
The Most Popular Home Insurance Providers in El Paso, Texas
Does credit score affect El Paso home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$1874 |
| average |
$1443 |
| good |
$1213 |
Yes! Your credit rating can impact the price you pay for El Paso homeowners Insurance up to
$661 per year. Our analysis shows El Paso home insurance shoppers with poor credit will pay up to
54% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
36% higher than people with average credit and average credit rate shoppers will pay
19% higher rates than shoppers with good credit.
Does Building Construction affect El Paso home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1311 |
| Stucco/Hardie |
$1214 |
| Brick Veneer |
$1168 |
Your home construction style may also impact the price you pay for El Paso homeowners Insurance up to
$143 per year. El Paso home insurance shoppers with frame style construction pay up to
12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in El Paso?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$882 |
| 10 Year(s) Old |
$1168 |
| 35 Year(s) Old |
$1345 |
Your home age impacts the price you pay for El Paso homeowners Insurance up to
$463 per year. El Paso home insurance shoppers with older homes pay
52% higher rates than new homes while homeowners with homes less than 30 years old will pay
32% higher rates than new construction homes.