Average Homeowner Insurance Rates for Fort Worth, Texas

Average Annual Insurance Rate
$2743


The Cheapest Homeowner Insurance Rates for Fort Worth, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $857
USAA $1381
National Specialty Insurance $1439
American Mercury $1586
USAA - Garison Property $1595
Kemper Insurance $1657
Texas Farm Bureau $1684
United Services Auto Assn $1711
USAA $1850
Texas Farmers Insurance $1901



The Most Popular Home Insurance Providers in Fort Worth, Texas

Provider Annual Insurance Rate
Liberty Insurance $4773
Nationwide $2501
State Farm $2950
Texas Farmers Insurance $1901



Does credit score affect Fort Worth home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3440
average $2743
good $2394
Yes! Your credit rating can impact the price you pay for Fort Worth homeowners Insurance up to $1046 per year. Our analysis shows Fort Worth home insurance shoppers with poor credit will pay up to 44% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 29% higher than people with average credit and average credit rate shoppers will pay 15% higher rates than shoppers with good credit.

Does Building Construction affect Fort Worth home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2560
Stucco/Hardie $2388
Brick Veneer $2325
Your home construction style may also impact the price you pay for Fort Worth homeowners Insurance up to $235 per year. Fort Worth home insurance shoppers with frame style construction pay up to 10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Fort Worth?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1680
10 Year(s) Old $2325
35 Year(s) Old $2641
Your home age impacts the price you pay for Fort Worth homeowners Insurance up to $961 per year. Fort Worth home insurance shoppers with older homes pay 57% higher rates than new homes while homeowners with homes less than 30 years old will pay 38% higher rates than new construction homes.