Average Homeowner Insurance Rates for Galveston, Texas

Average Annual Insurance Rate
$2711


The Cheapest Homeowner Insurance Rates for Galveston, Texas

Provider Annual Insurance Rate
Liberty Insurance $0
Nationwide $0
Hartford Insurance $0
Twin City Fire Insurance $0
Nationwide $0
Hartford Insurance $0
Trumbull Insurance $0
Allstate $0
Encompass $0
Auto Club $0



The Most Popular Home Insurance Providers in Galveston, Texas

Provider Annual Insurance Rate
Liberty Insurance $0
Nationwide $0
State Farm $4693
Texas Farmers Insurance $2998



Does credit score affect Galveston home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3255
average $2711
good $2436
Yes! Your credit rating can impact the price you pay for Galveston homeowners Insurance up to $819 per year. Our analysis shows Galveston home insurance shoppers with poor credit will pay up to 34% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 22% higher than people with average credit and average credit rate shoppers will pay 11% higher rates than shoppers with good credit.

Does Building Construction affect Galveston home insurance rates?

Construction Type Average Annual Insurance Rate
frame $3976
Stucco/Hardie $3645
Brick Veneer $3519
Your home construction style may also impact the price you pay for Galveston homeowners Insurance up to $457 per year. Galveston home insurance shoppers with frame style construction pay up to 13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Galveston?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $2557
10 Year(s) Old $3519
35 Year(s) Old $3972
Your home age impacts the price you pay for Galveston homeowners Insurance up to $1415 per year. Galveston home insurance shoppers with older homes pay 55% higher rates than new homes while homeowners with homes less than 30 years old will pay 38% higher rates than new construction homes.