Compare Gatesville Home Insurance Rates

 
 


Average Homeowner Insurance Rates for Gatesville, Texas

Average Annual Insurance Rate
$1740


The Cheapest Homeowner Insurance Rates for Gatesville, Texas

Provider Annual Insurance Rate
Texas Farm Bureau $1036
Republic Lloyds $1148
Nationwide $1154
American Mercury $1178
National Surety $1270
United Propoerty and Casualty $1371
Travelers Insurance $1464
AMICA $1470
Allied Property and Casualty $1485
Esureance $1584



The Most Popular Home Insurance Providers in Gatesville, Texas

Provider Annual Insurance Rate
Liberty Insurance $2938
Nationwide $1154
State Farm $2163
Texas Farmers Insurance $1609



Does credit score affect Gatesville home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2199
average $1740
good $1498
Yes! Your credit rating can impact the price you pay for Gatesville homeowners Insurance up to $701 per year. Our analysis shows Gatesville home insurance shoppers with poor credit will pay up to 47% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 31% higher than people with average credit and average credit rate shoppers will pay 16% higher rates than shoppers with good credit.

Does Building Construction affect Gatesville home insurance rates?

Construction Type Average Annual Insurance Rate
frame $1492
Stucco/Hardie $1391
Brick Veneer $1355
Your home construction style may also impact the price you pay for Gatesville homeowners Insurance up to $137 per year. Gatesville home insurance shoppers with frame style construction pay up to 10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Gatesville?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $989
10 Year(s) Old $1355
35 Year(s) Old $1570
Your home age impacts the price you pay for Gatesville homeowners Insurance up to $581 per year. Gatesville home insurance shoppers with older homes pay 59% higher rates than new homes while homeowners with homes less than 30 years old will pay 37% higher rates than new construction homes.