Average Homeowner Insurance Rates for Granbury, Texas

Average Annual Insurance Rate
$2509


The Cheapest Homeowner Insurance Rates for Granbury, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $884
National Specialty Insurance $1018
USAA $1443
American Mercury $1538
Texas Farm Bureau $1595
USAA - Garison Property $1688
Kemper Insurance $1709
Homesite Insurance $1762
Hartford Insurance $1780
United Services Auto Assn $1803



The Most Popular Home Insurance Providers in Granbury, Texas

Provider Annual Insurance Rate
Liberty Insurance $5069
Nationwide $2388
State Farm $3812
Texas Farmers Insurance $2044



Does credit score affect Granbury home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3188
average $2509
good $2165
Yes! Your credit rating can impact the price you pay for Granbury homeowners Insurance up to $1023 per year. Our analysis shows Granbury home insurance shoppers with poor credit will pay up to 47% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 31% higher than people with average credit and average credit rate shoppers will pay 16% higher rates than shoppers with good credit.

Does Building Construction affect Granbury home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2294
Stucco/Hardie $2135
Brick Veneer $2072
Your home construction style may also impact the price you pay for Granbury homeowners Insurance up to $222 per year. Granbury home insurance shoppers with frame style construction pay up to 11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Granbury?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1476
10 Year(s) Old $2072
35 Year(s) Old $2350
Your home age impacts the price you pay for Granbury homeowners Insurance up to $874 per year. Granbury home insurance shoppers with older homes pay 59% higher rates than new homes while homeowners with homes less than 30 years old will pay 40% higher rates than new construction homes.