Average Homeowner Insurance Rates for Granbury, Texas
| Average Annual Insurance Rate |
| $2509 |
The Cheapest Homeowner Insurance Rates for Granbury, Texas
The Most Popular Home Insurance Providers in Granbury, Texas
Does credit score affect Granbury home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$3188 |
| average |
$2509 |
| good |
$2165 |
Yes! Your credit rating can impact the price you pay for Granbury homeowners Insurance up to
$1023 per year. Our analysis shows Granbury home insurance shoppers with poor credit will pay up to
47% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
31% higher than people with average credit and average credit rate shoppers will pay
16% higher rates than shoppers with good credit.
Does Building Construction affect Granbury home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2294 |
| Stucco/Hardie |
$2135 |
| Brick Veneer |
$2072 |
Your home construction style may also impact the price you pay for Granbury homeowners Insurance up to
$222 per year. Granbury home insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Granbury?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1476 |
| 10 Year(s) Old |
$2072 |
| 35 Year(s) Old |
$2350 |
Your home age impacts the price you pay for Granbury homeowners Insurance up to
$874 per year. Granbury home insurance shoppers with older homes pay
59% higher rates than new homes while homeowners with homes less than 30 years old will pay
40% higher rates than new construction homes.
