Average Homeowner Insurance Rates for Greenville, Texas

Average Annual Insurance Rate
$2579


The Cheapest Homeowner Insurance Rates for Greenville, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $971
Texas Farm Bureau $1103
USAA $1464
National Specialty Insurance $1558
Kemper Insurance $1565
American Mercury $1708
Hartford Insurance $1709
USAA - Garison Property $1739
Nationwide $1831
Texas Farmers Insurance $1842



The Most Popular Home Insurance Providers in Greenville, Texas

Provider Annual Insurance Rate
Liberty Insurance $4275
Nationwide $1965
State Farm $4168
Texas Farmers Insurance $1842



Does credit score affect Greenville home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3259
average $2579
good $2238
Yes! Your credit rating can impact the price you pay for Greenville homeowners Insurance up to $1021 per year. Our analysis shows Greenville home insurance shoppers with poor credit will pay up to 46% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 30% higher than people with average credit and average credit rate shoppers will pay 15% higher rates than shoppers with good credit.

Does Building Construction affect Greenville home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2316
Stucco/Hardie $2152
Brick Veneer $2076
Your home construction style may also impact the price you pay for Greenville homeowners Insurance up to $240 per year. Greenville home insurance shoppers with frame style construction pay up to 12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Greenville?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1501
10 Year(s) Old $2076
35 Year(s) Old $2374
Your home age impacts the price you pay for Greenville homeowners Insurance up to $873 per year. Greenville home insurance shoppers with older homes pay 58% higher rates than new homes while homeowners with homes less than 30 years old will pay 38% higher rates than new construction homes.