Average Homeowner Insurance Rates for Henderson, Texas
Average Annual Insurance Rate |
$2090 |
The Cheapest Homeowner Insurance Rates for Henderson, Texas
Provider |
Annual Insurance Rate |
Lighthouse Property Insurance |
$849 |
Texas Farm Bureau |
$987 |
National Specialty Insurance |
$1066 |
USAA |
$1197 |
Esureance |
$1407 |
American Mercury |
$1412 |
USAA - Garison Property |
$1428 |
Kemper Insurance |
$1469 |
United Services Auto Assn |
$1496 |
Republic Lloyds |
$1507 |
The Most Popular Home Insurance Providers in Henderson, Texas
Provider |
Annual Insurance Rate |
Liberty Insurance |
$4752 |
Nationwide |
$1940 |
State Farm |
$2925 |
Texas Farmers Insurance |
$1715 |
Does credit score affect Henderson home insurance rates?
Credit Score |
Average Annual Insurance Rate |
bad |
$2669 |
average |
$2090 |
good |
$1800 |
Yes! Your credit rating can impact the price you pay for Henderson homeowners Insurance up to
$869 per year. Our analysis shows Henderson home insurance shoppers with poor credit will pay up to
48% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
32% higher than people with average credit and average credit rate shoppers will pay
16% higher rates than shoppers with good credit.
Does Building Construction affect Henderson home insurance rates?
Construction Type |
Average Annual Insurance Rate |
frame |
$1903 |
Stucco/Hardie |
$1779 |
Brick Veneer |
$1722 |
Your home construction style may also impact the price you pay for Henderson homeowners Insurance up to
$181 per year. Henderson home insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Henderson?
Residence Age |
Average Annual Insurance Rate |
1 Year(s) Old |
$1268 |
10 Year(s) Old |
$1722 |
35 Year(s) Old |
$1976 |
Your home age impacts the price you pay for Henderson homeowners Insurance up to
$708 per year. Henderson home insurance shoppers with older homes pay
56% higher rates than new homes while homeowners with homes less than 30 years old will pay
36% higher rates than new construction homes.