Average Homeowner Insurance Rates for Henderson, Texas
| Average Annual Insurance Rate |
| $2090 |
The Cheapest Homeowner Insurance Rates for Henderson, Texas
| Provider |
Annual Insurance Rate |
| Lighthouse Property Insurance |
$849 |
| Texas Farm Bureau |
$987 |
| National Specialty Insurance |
$1066 |
| USAA |
$1197 |
| Esureance |
$1407 |
| American Mercury |
$1412 |
| USAA - Garison Property |
$1428 |
| Kemper Insurance |
$1469 |
| United Services Auto Assn |
$1496 |
| Republic Lloyds |
$1507 |
The Most Popular Home Insurance Providers in Henderson, Texas
| Provider |
Annual Insurance Rate |
| Liberty Insurance |
$4752 |
| Nationwide |
$1940 |
| State Farm |
$2925 |
| Texas Farmers Insurance |
$1715 |
Does credit score affect Henderson home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2669 |
| average |
$2090 |
| good |
$1800 |
Yes! Your credit rating can impact the price you pay for Henderson homeowners Insurance up to
$869 per year. Our analysis shows Henderson home insurance shoppers with poor credit will pay up to
48% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
32% higher than people with average credit and average credit rate shoppers will pay
16% higher rates than shoppers with good credit.
Does Building Construction affect Henderson home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1903 |
| Stucco/Hardie |
$1779 |
| Brick Veneer |
$1722 |
Your home construction style may also impact the price you pay for Henderson homeowners Insurance up to
$181 per year. Henderson home insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Henderson?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1268 |
| 10 Year(s) Old |
$1722 |
| 35 Year(s) Old |
$1976 |
Your home age impacts the price you pay for Henderson homeowners Insurance up to
$708 per year. Henderson home insurance shoppers with older homes pay
56% higher rates than new homes while homeowners with homes less than 30 years old will pay
36% higher rates than new construction homes.