Compare Henderson Home Insurance Rates

 
 


Average Homeowner Insurance Rates for Henderson, Texas

Average Annual Insurance Rate
$2090


The Cheapest Homeowner Insurance Rates for Henderson, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $849
Texas Farm Bureau $987
National Specialty Insurance $1066
USAA $1197
Esureance $1407
American Mercury $1412
USAA - Garison Property $1428
Kemper Insurance $1469
United Services Auto Assn $1496
Republic Lloyds $1507



The Most Popular Home Insurance Providers in Henderson, Texas

Provider Annual Insurance Rate
Liberty Insurance $4752
Nationwide $1940
State Farm $2925
Texas Farmers Insurance $1715



Does credit score affect Henderson home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2669
average $2090
good $1800
Yes! Your credit rating can impact the price you pay for Henderson homeowners Insurance up to $869 per year. Our analysis shows Henderson home insurance shoppers with poor credit will pay up to 48% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 32% higher than people with average credit and average credit rate shoppers will pay 16% higher rates than shoppers with good credit.

Does Building Construction affect Henderson home insurance rates?

Construction Type Average Annual Insurance Rate
frame $1903
Stucco/Hardie $1779
Brick Veneer $1722
Your home construction style may also impact the price you pay for Henderson homeowners Insurance up to $181 per year. Henderson home insurance shoppers with frame style construction pay up to 11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Henderson?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1268
10 Year(s) Old $1722
35 Year(s) Old $1976
Your home age impacts the price you pay for Henderson homeowners Insurance up to $708 per year. Henderson home insurance shoppers with older homes pay 56% higher rates than new homes while homeowners with homes less than 30 years old will pay 36% higher rates than new construction homes.