Average Homeowner Insurance Rates for Hondo, Texas

Average Annual Insurance Rate
$1864


The Cheapest Homeowner Insurance Rates for Hondo, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $521
USAA $1027
United Propoerty and Casualty $1142
National Specialty Insurance $1144
Hartford Insurance $1174
Allied Property and Casualty $1203
Nationwide $1205
USAA - Garison Property $1232
Kemper Insurance $1277
United Services Auto Assn $1281



The Most Popular Home Insurance Providers in Hondo, Texas

Provider Annual Insurance Rate
Liberty Insurance $4325
Nationwide $1205
State Farm $2667
Texas Farmers Insurance $1317



Does credit score affect Hondo home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2399
average $1864
good $1596
Yes! Your credit rating can impact the price you pay for Hondo homeowners Insurance up to $803 per year. Our analysis shows Hondo home insurance shoppers with poor credit will pay up to 50% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 34% higher than people with average credit and average credit rate shoppers will pay 17% higher rates than shoppers with good credit.

Does Building Construction affect Hondo home insurance rates?

Construction Type Average Annual Insurance Rate
frame $1768
Stucco/Hardie $1639
Brick Veneer $1574
Your home construction style may also impact the price you pay for Hondo homeowners Insurance up to $194 per year. Hondo home insurance shoppers with frame style construction pay up to 12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Hondo?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1167
10 Year(s) Old $1574
35 Year(s) Old $1803
Your home age impacts the price you pay for Hondo homeowners Insurance up to $636 per year. Hondo home insurance shoppers with older homes pay 54% higher rates than new homes while homeowners with homes less than 30 years old will pay 35% higher rates than new construction homes.