Average Homeowner Insurance Rates for Huntsville, Texas

Average Annual Insurance Rate
$2102


The Cheapest Homeowner Insurance Rates for Huntsville, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $857
National Specialty Insurance $1083
USAA $1104
Kemper Insurance $1126
Hartford Insurance $1238
Texas Farm Bureau $1295
USAA - Garison Property $1309
United Services Auto Assn $1384
USAA $1493
Republic Lloyds $1507



The Most Popular Home Insurance Providers in Huntsville, Texas

Provider Annual Insurance Rate
Liberty Insurance $5267
Nationwide $2817
State Farm $2052
Texas Farmers Insurance $1562



Does credit score affect Huntsville home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2728
average $2102
good $1795
Yes! Your credit rating can impact the price you pay for Huntsville homeowners Insurance up to $933 per year. Our analysis shows Huntsville home insurance shoppers with poor credit will pay up to 52% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 35% higher than people with average credit and average credit rate shoppers will pay 17% higher rates than shoppers with good credit.

Does Building Construction affect Huntsville home insurance rates?

Construction Type Average Annual Insurance Rate
frame $1924
Stucco/Hardie $1795
Brick Veneer $1730
Your home construction style may also impact the price you pay for Huntsville homeowners Insurance up to $194 per year. Huntsville home insurance shoppers with frame style construction pay up to 11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Huntsville?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1264
10 Year(s) Old $1730
35 Year(s) Old $2005
Your home age impacts the price you pay for Huntsville homeowners Insurance up to $741 per year. Huntsville home insurance shoppers with older homes pay 59% higher rates than new homes while homeowners with homes less than 30 years old will pay 37% higher rates than new construction homes.