Average Homeowner Insurance Rates for Kaufman, Texas
| Average Annual Insurance Rate |
| $2519 |
The Cheapest Homeowner Insurance Rates for Kaufman, Texas
The Most Popular Home Insurance Providers in Kaufman, Texas
Does credit score affect Kaufman home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$3191 |
| average |
$2519 |
| good |
$2186 |
Yes! Your credit rating can impact the price you pay for Kaufman homeowners Insurance up to
$1005 per year. Our analysis shows Kaufman home insurance shoppers with poor credit will pay up to
46% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
31% higher than people with average credit and average credit rate shoppers will pay
15% higher rates than shoppers with good credit.
Does Building Construction affect Kaufman home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2267 |
| Stucco/Hardie |
$2101 |
| Brick Veneer |
$2029 |
Your home construction style may also impact the price you pay for Kaufman homeowners Insurance up to
$238 per year. Kaufman home insurance shoppers with frame style construction pay up to
12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Kaufman?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1468 |
| 10 Year(s) Old |
$2029 |
| 35 Year(s) Old |
$2321 |
Your home age impacts the price you pay for Kaufman homeowners Insurance up to
$853 per year. Kaufman home insurance shoppers with older homes pay
58% higher rates than new homes while homeowners with homes less than 30 years old will pay
38% higher rates than new construction homes.
