Compare Kaufman Home Insurance Rates

 
 


Average Homeowner Insurance Rates for Kaufman, Texas

Average Annual Insurance Rate
$2519


The Cheapest Homeowner Insurance Rates for Kaufman, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $983
Texas Farm Bureau $1110
National Specialty Insurance $1204
USAA $1475
American Mercury $1551
Hartford Insurance $1644
Allstate $1691
Kemper Insurance $1697
Nationwide $1713
USAA - Garison Property $1757



The Most Popular Home Insurance Providers in Kaufman, Texas

Provider Annual Insurance Rate
Liberty Insurance $4490
Nationwide $1713
State Farm $3008
Texas Farmers Insurance $2074



Does credit score affect Kaufman home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3191
average $2519
good $2186
Yes! Your credit rating can impact the price you pay for Kaufman homeowners Insurance up to $1005 per year. Our analysis shows Kaufman home insurance shoppers with poor credit will pay up to 46% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 31% higher than people with average credit and average credit rate shoppers will pay 15% higher rates than shoppers with good credit.

Does Building Construction affect Kaufman home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2267
Stucco/Hardie $2101
Brick Veneer $2029
Your home construction style may also impact the price you pay for Kaufman homeowners Insurance up to $238 per year. Kaufman home insurance shoppers with frame style construction pay up to 12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Kaufman?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1468
10 Year(s) Old $2029
35 Year(s) Old $2321
Your home age impacts the price you pay for Kaufman homeowners Insurance up to $853 per year. Kaufman home insurance shoppers with older homes pay 58% higher rates than new homes while homeowners with homes less than 30 years old will pay 38% higher rates than new construction homes.