Average Homeowner Insurance Rates for Kerrville, Texas

Average Annual Insurance Rate
$1763

The Cheapest Homeowner Insurance Rates for Kerrville, Texas

Provider	Annual Insurance Rate
Lighthouse Property Insurance	$540
National Specialty Insurance	$1026
USAA	$1027
United Propoerty and Casualty	$1157
Allied Property and Casualty	$1177
Republic Lloyds	$1179
Nationwide	$1198
USAA - Garison Property	$1210
Texas Farmers Insurance	$1214
Kemper Insurance	$1230

The Most Popular Home Insurance Providers in Kerrville, Texas

Provider	Annual Insurance Rate
Liberty Insurance	$4188
Nationwide	$1198
State Farm	$1720
Texas Farmers Insurance	$1214

Does credit score affect Kerrville home insurance rates?

Credit Score	Average Annual Insurance Rate
bad	$2242
average	$1763
good	$1513

Yes! Your credit rating can impact the price you pay for Kerrville homeowners Insurance up to $729 per year. Our analysis shows Kerrville home insurance shoppers with poor credit will pay up to 48% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 32% higher than people with average credit and average credit rate shoppers will pay 17% higher rates than shoppers with good credit.

Does Building Construction affect Kerrville home insurance rates?

Construction Type	Average Annual Insurance Rate
frame	$1613
Stucco/Hardie	$1502
Brick Veneer	$1458

Your home construction style may also impact the price you pay for Kerrville homeowners Insurance up to $155 per year. Kerrville home insurance shoppers with frame style construction pay up to 11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.

Is homeowners insurance higher for older homes in Kerrville?

Residence Age	Average Annual Insurance Rate
1 Year(s) Old	$1064
10 Year(s) Old	$1458
35 Year(s) Old	$1660

Your home age impacts the price you pay for Kerrville homeowners Insurance up to $596 per year. Kerrville home insurance shoppers with older homes pay 56% higher rates than new homes while homeowners with homes less than 30 years old will pay 37% higher rates than new construction homes.