Average Homeowner Insurance Rates for Kerrville, Texas

Average Annual Insurance Rate
$1763


The Cheapest Homeowner Insurance Rates for Kerrville, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $540
National Specialty Insurance $1026
USAA $1027
United Propoerty and Casualty $1157
Allied Property and Casualty $1177
Republic Lloyds $1179
Nationwide $1198
USAA - Garison Property $1210
Texas Farmers Insurance $1214
Kemper Insurance $1230



The Most Popular Home Insurance Providers in Kerrville, Texas

Provider Annual Insurance Rate
Liberty Insurance $4188
Nationwide $1198
State Farm $1720
Texas Farmers Insurance $1214



Does credit score affect Kerrville home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2242
average $1763
good $1513
Yes! Your credit rating can impact the price you pay for Kerrville homeowners Insurance up to $729 per year. Our analysis shows Kerrville home insurance shoppers with poor credit will pay up to 48% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 32% higher than people with average credit and average credit rate shoppers will pay 17% higher rates than shoppers with good credit.

Does Building Construction affect Kerrville home insurance rates?

Construction Type Average Annual Insurance Rate
frame $1613
Stucco/Hardie $1502
Brick Veneer $1458
Your home construction style may also impact the price you pay for Kerrville homeowners Insurance up to $155 per year. Kerrville home insurance shoppers with frame style construction pay up to 11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Kerrville?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1064
10 Year(s) Old $1458
35 Year(s) Old $1660
Your home age impacts the price you pay for Kerrville homeowners Insurance up to $596 per year. Kerrville home insurance shoppers with older homes pay 56% higher rates than new homes while homeowners with homes less than 30 years old will pay 37% higher rates than new construction homes.