Average Homeowner Insurance Rates for Kountze, Texas

Average Annual Insurance Rate
$2944

The Cheapest Homeowner Insurance Rates for Kountze, Texas

Provider	Annual Insurance Rate
Lighthouse Property Insurance	$982
Kemper Insurance	$1333
USAA	$1352
National Specialty Insurance	$1548
American Mercury	$1608
USAA - Garison Property	$1633
Allstate	$1668
United Services Auto Assn	$1733
Travelers Insurance	$1759
USAA	$1834

The Most Popular Home Insurance Providers in Kountze, Texas

Provider	Annual Insurance Rate
Liberty Insurance	$6210
Nationwide	$3012
State Farm	$3379
Texas Farmers Insurance	$2006

Does credit score affect Kountze home insurance rates?

Credit Score	Average Annual Insurance Rate
bad	$3863
average	$2944
good	$2483

Yes! Your credit rating can impact the price you pay for Kountze homeowners Insurance up to $1380 per year. Our analysis shows Kountze home insurance shoppers with poor credit will pay up to 56% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 37% higher than people with average credit and average credit rate shoppers will pay 19% higher rates than shoppers with good credit.

Does Building Construction affect Kountze home insurance rates?

Construction Type	Average Annual Insurance Rate
frame	$3012
Stucco/Hardie	$2766
Brick Veneer	$2635

Your home construction style may also impact the price you pay for Kountze homeowners Insurance up to $377 per year. Kountze home insurance shoppers with frame style construction pay up to 14% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 5% higher rates than homes made with Brick Veneer.

Is homeowners insurance higher for older homes in Kountze?

Residence Age	Average Annual Insurance Rate
1 Year(s) Old	$1864
10 Year(s) Old	$2635
35 Year(s) Old	$2991

Your home age impacts the price you pay for Kountze homeowners Insurance up to $1127 per year. Kountze home insurance shoppers with older homes pay 60% higher rates than new homes while homeowners with homes less than 30 years old will pay 41% higher rates than new construction homes.