Average Homeowner Insurance Rates for Kountze, Texas
Average Annual Insurance Rate |
$2944 |
The Cheapest Homeowner Insurance Rates for Kountze, Texas
Provider |
Annual Insurance Rate |
Lighthouse Property Insurance |
$982 |
Kemper Insurance |
$1333 |
USAA |
$1352 |
National Specialty Insurance |
$1548 |
American Mercury |
$1608 |
USAA - Garison Property |
$1633 |
Allstate |
$1668 |
United Services Auto Assn |
$1733 |
Travelers Insurance |
$1759 |
USAA |
$1834 |
The Most Popular Home Insurance Providers in Kountze, Texas
Provider |
Annual Insurance Rate |
Liberty Insurance |
$6210 |
Nationwide |
$3012 |
State Farm |
$3379 |
Texas Farmers Insurance |
$2006 |
Does credit score affect Kountze home insurance rates?
Credit Score |
Average Annual Insurance Rate |
bad |
$3863 |
average |
$2944 |
good |
$2483 |
Yes! Your credit rating can impact the price you pay for Kountze homeowners Insurance up to
$1380 per year. Our analysis shows Kountze home insurance shoppers with poor credit will pay up to
56% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
37% higher than people with average credit and average credit rate shoppers will pay
19% higher rates than shoppers with good credit.
Does Building Construction affect Kountze home insurance rates?
Construction Type |
Average Annual Insurance Rate |
frame |
$3012 |
Stucco/Hardie |
$2766 |
Brick Veneer |
$2635 |
Your home construction style may also impact the price you pay for Kountze homeowners Insurance up to
$377 per year. Kountze home insurance shoppers with frame style construction pay up to
14% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
5% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Kountze?
Residence Age |
Average Annual Insurance Rate |
1 Year(s) Old |
$1864 |
10 Year(s) Old |
$2635 |
35 Year(s) Old |
$2991 |
Your home age impacts the price you pay for Kountze homeowners Insurance up to
$1127 per year. Kountze home insurance shoppers with older homes pay
60% higher rates than new homes while homeowners with homes less than 30 years old will pay
41% higher rates than new construction homes.