Compare Kountze Home Insurance Rates

 
 


Average Homeowner Insurance Rates for Kountze, Texas

Average Annual Insurance Rate
$2944


The Cheapest Homeowner Insurance Rates for Kountze, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $982
Kemper Insurance $1333
USAA $1352
National Specialty Insurance $1548
American Mercury $1608
USAA - Garison Property $1633
Allstate $1668
United Services Auto Assn $1733
Travelers Insurance $1759
USAA $1834



The Most Popular Home Insurance Providers in Kountze, Texas

Provider Annual Insurance Rate
Liberty Insurance $6210
Nationwide $3012
State Farm $3379
Texas Farmers Insurance $2006



Does credit score affect Kountze home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3863
average $2944
good $2483
Yes! Your credit rating can impact the price you pay for Kountze homeowners Insurance up to $1380 per year. Our analysis shows Kountze home insurance shoppers with poor credit will pay up to 56% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 37% higher than people with average credit and average credit rate shoppers will pay 19% higher rates than shoppers with good credit.

Does Building Construction affect Kountze home insurance rates?

Construction Type Average Annual Insurance Rate
frame $3012
Stucco/Hardie $2766
Brick Veneer $2635
Your home construction style may also impact the price you pay for Kountze homeowners Insurance up to $377 per year. Kountze home insurance shoppers with frame style construction pay up to 14% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 5% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Kountze?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1864
10 Year(s) Old $2635
35 Year(s) Old $2991
Your home age impacts the price you pay for Kountze homeowners Insurance up to $1127 per year. Kountze home insurance shoppers with older homes pay 60% higher rates than new homes while homeowners with homes less than 30 years old will pay 41% higher rates than new construction homes.