Average Homeowner Insurance Rates for Kountze, Texas
| Average Annual Insurance Rate |
| $2944 |
The Cheapest Homeowner Insurance Rates for Kountze, Texas
The Most Popular Home Insurance Providers in Kountze, Texas
Does credit score affect Kountze home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$3863 |
| average |
$2944 |
| good |
$2483 |
Yes! Your credit rating can impact the price you pay for Kountze homeowners Insurance up to
$1380 per year. Our analysis shows Kountze home insurance shoppers with poor credit will pay up to
56% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
37% higher than people with average credit and average credit rate shoppers will pay
19% higher rates than shoppers with good credit.
Does Building Construction affect Kountze home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$3012 |
| Stucco/Hardie |
$2766 |
| Brick Veneer |
$2635 |
Your home construction style may also impact the price you pay for Kountze homeowners Insurance up to
$377 per year. Kountze home insurance shoppers with frame style construction pay up to
14% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
5% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Kountze?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1864 |
| 10 Year(s) Old |
$2635 |
| 35 Year(s) Old |
$2991 |
Your home age impacts the price you pay for Kountze homeowners Insurance up to
$1127 per year. Kountze home insurance shoppers with older homes pay
60% higher rates than new homes while homeowners with homes less than 30 years old will pay
41% higher rates than new construction homes.