Average Homeowner Insurance Rates for Laredo, Texas

Average Annual Insurance Rate
$1738


The Cheapest Homeowner Insurance Rates for Laredo, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $476
United Propoerty and Casualty $656
USAA $906
Hartford Insurance $1036
National Specialty Insurance $1045
Kemper Insurance $1046
United Services Auto Assn $1064
USAA - Garison Property $1131
Allied Property and Casualty $1136
Travelers Insurance $1155



The Most Popular Home Insurance Providers in Laredo, Texas

Provider Annual Insurance Rate
Liberty Insurance $4158
Nationwide $1345
State Farm $2541
Texas Farmers Insurance $1258



Does credit score affect Laredo home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2249
average $1738
good $1477
Yes! Your credit rating can impact the price you pay for Laredo homeowners Insurance up to $772 per year. Our analysis shows Laredo home insurance shoppers with poor credit will pay up to 52% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 35% higher than people with average credit and average credit rate shoppers will pay 18% higher rates than shoppers with good credit.

Does Building Construction affect Laredo home insurance rates?

Construction Type Average Annual Insurance Rate
frame $1602
Stucco/Hardie $1491
Brick Veneer $1448
Your home construction style may also impact the price you pay for Laredo homeowners Insurance up to $154 per year. Laredo home insurance shoppers with frame style construction pay up to 11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Laredo?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1064
10 Year(s) Old $1448
35 Year(s) Old $1641
Your home age impacts the price you pay for Laredo homeowners Insurance up to $577 per year. Laredo home insurance shoppers with older homes pay 54% higher rates than new homes while homeowners with homes less than 30 years old will pay 36% higher rates than new construction homes.