Average Homeowner Insurance Rates for Liberty, Texas

Average Annual Insurance Rate
$3058


The Cheapest Homeowner Insurance Rates for Liberty, Texas

Provider Annual Insurance Rate
MIC General Insurance $996
Lighthouse Property Insurance $1228
National Specialty Insurance $1548
Kemper Insurance $1637
American Mercury $1715
USAA $1895
Mountain Valley Indemnity $1896
Travelers Insurance $1999
United Propoerty and Casualty $2180
Texas Farmers Insurance $2189



The Most Popular Home Insurance Providers in Liberty, Texas

Provider Annual Insurance Rate
Liberty Insurance $7053
Nationwide $3072
State Farm $3709
Texas Farmers Insurance $2189



Does credit score affect Liberty home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3992
average $3058
good $2603
Yes! Your credit rating can impact the price you pay for Liberty homeowners Insurance up to $1389 per year. Our analysis shows Liberty home insurance shoppers with poor credit will pay up to 53% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 36% higher than people with average credit and average credit rate shoppers will pay 17% higher rates than shoppers with good credit.

Does Building Construction affect Liberty home insurance rates?

Construction Type Average Annual Insurance Rate
frame $3189
Stucco/Hardie $2943
Brick Veneer $2794
Your home construction style may also impact the price you pay for Liberty homeowners Insurance up to $395 per year. Liberty home insurance shoppers with frame style construction pay up to 14% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 5% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Liberty?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1996
10 Year(s) Old $2794
35 Year(s) Old $3157
Your home age impacts the price you pay for Liberty homeowners Insurance up to $1161 per year. Liberty home insurance shoppers with older homes pay 58% higher rates than new homes while homeowners with homes less than 30 years old will pay 40% higher rates than new construction homes.