Average Homeowner Insurance Rates for Liberty, Texas
| Average Annual Insurance Rate |
| $3058 |
The Cheapest Homeowner Insurance Rates for Liberty, Texas
The Most Popular Home Insurance Providers in Liberty, Texas
Does credit score affect Liberty home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$3992 |
| average |
$3058 |
| good |
$2603 |
Yes! Your credit rating can impact the price you pay for Liberty homeowners Insurance up to
$1389 per year. Our analysis shows Liberty home insurance shoppers with poor credit will pay up to
53% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
36% higher than people with average credit and average credit rate shoppers will pay
17% higher rates than shoppers with good credit.
Does Building Construction affect Liberty home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$3189 |
| Stucco/Hardie |
$2943 |
| Brick Veneer |
$2794 |
Your home construction style may also impact the price you pay for Liberty homeowners Insurance up to
$395 per year. Liberty home insurance shoppers with frame style construction pay up to
14% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
5% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Liberty?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1996 |
| 10 Year(s) Old |
$2794 |
| 35 Year(s) Old |
$3157 |
Your home age impacts the price you pay for Liberty homeowners Insurance up to
$1161 per year. Liberty home insurance shoppers with older homes pay
58% higher rates than new homes while homeowners with homes less than 30 years old will pay
40% higher rates than new construction homes.
