Average Homeowner Insurance Rates for Longview, Texas
| Average Annual Insurance Rate |
| $2007 |
The Cheapest Homeowner Insurance Rates for Longview, Texas
The Most Popular Home Insurance Providers in Longview, Texas
Does credit score affect Longview home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2551 |
| average |
$2007 |
| good |
$1732 |
Yes! Your credit rating can impact the price you pay for Longview homeowners Insurance up to
$819 per year. Our analysis shows Longview home insurance shoppers with poor credit will pay up to
47% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
31% higher than people with average credit and average credit rate shoppers will pay
16% higher rates than shoppers with good credit.
Does Building Construction affect Longview home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1742 |
| Stucco/Hardie |
$1628 |
| Brick Veneer |
$1578 |
Your home construction style may also impact the price you pay for Longview homeowners Insurance up to
$164 per year. Longview home insurance shoppers with frame style construction pay up to
10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
3% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Longview?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1165 |
| 10 Year(s) Old |
$1578 |
| 35 Year(s) Old |
$1818 |
Your home age impacts the price you pay for Longview homeowners Insurance up to
$653 per year. Longview home insurance shoppers with older homes pay
56% higher rates than new homes while homeowners with homes less than 30 years old will pay
35% higher rates than new construction homes.