Average Homeowner Insurance Rates for Lufkin, Texas

Average Annual Insurance Rate
$2053


The Cheapest Homeowner Insurance Rates for Lufkin, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $859
National Specialty Insurance $1087
USAA $1161
American Mercury $1219
Texas Farm Bureau $1221
Hartford Insurance $1268
Kemper Insurance $1347
USAA - Garison Property $1395
Allied Property and Casualty $1427
United Services Auto Assn $1455



The Most Popular Home Insurance Providers in Lufkin, Texas

Provider Annual Insurance Rate
Liberty Insurance $4884
Nationwide $1621
State Farm $2264
Texas Farmers Insurance $1634



Does credit score affect Lufkin home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2635
average $2053
good $1762
Yes! Your credit rating can impact the price you pay for Lufkin homeowners Insurance up to $873 per year. Our analysis shows Lufkin home insurance shoppers with poor credit will pay up to 50% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 33% higher than people with average credit and average credit rate shoppers will pay 17% higher rates than shoppers with good credit.

Does Building Construction affect Lufkin home insurance rates?

Construction Type Average Annual Insurance Rate
frame $1843
Stucco/Hardie $1717
Brick Veneer $1661
Your home construction style may also impact the price you pay for Lufkin homeowners Insurance up to $182 per year. Lufkin home insurance shoppers with frame style construction pay up to 11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Lufkin?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1208
10 Year(s) Old $1661
35 Year(s) Old $1902
Your home age impacts the price you pay for Lufkin homeowners Insurance up to $694 per year. Lufkin home insurance shoppers with older homes pay 57% higher rates than new homes while homeowners with homes less than 30 years old will pay 38% higher rates than new construction homes.