Compare New Boston Home Insurance Rates

 
 


Average Homeowner Insurance Rates for New Boston, Texas

Average Annual Insurance Rate
$2385


The Cheapest Homeowner Insurance Rates for New Boston, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $933
Texas Farm Bureau $1134
USAA $1336
Kemper Insurance $1427
National Specialty Insurance $1487
Allied Property and Casualty $1596
USAA - Garison Property $1599
Texas Farmers Insurance $1605
United Services Auto Assn $1678
American Mercury $1707



The Most Popular Home Insurance Providers in New Boston, Texas

Provider Annual Insurance Rate
Liberty Insurance $4341
Nationwide $1923
State Farm $2953
Texas Farmers Insurance $1605



Does credit score affect New Boston home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3028
average $2385
good $2064
Yes! Your credit rating can impact the price you pay for New Boston homeowners Insurance up to $964 per year. Our analysis shows New Boston home insurance shoppers with poor credit will pay up to 47% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 31% higher than people with average credit and average credit rate shoppers will pay 16% higher rates than shoppers with good credit.

Does Building Construction affect New Boston home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2251
Stucco/Hardie $2094
Brick Veneer $2035
Your home construction style may also impact the price you pay for New Boston homeowners Insurance up to $216 per year. New Boston home insurance shoppers with frame style construction pay up to 11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in New Boston?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1512
10 Year(s) Old $2035
35 Year(s) Old $2327
Your home age impacts the price you pay for New Boston homeowners Insurance up to $815 per year. New Boston home insurance shoppers with older homes pay 54% higher rates than new homes while homeowners with homes less than 30 years old will pay 35% higher rates than new construction homes.