Average Homeowner Insurance Rates for New Braunfels, Texas

Average Annual Insurance Rate
$1609


The Cheapest Homeowner Insurance Rates for New Braunfels, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $517
National Specialty Insurance $796
USAA $975
Kemper Insurance $976
Republic Lloyds $1042
Texas Farm Bureau $1124
USAA - Garison Property $1134
Allied Property and Casualty $1186
United Services Auto Assn $1196
Texas Fair Plan $1202



The Most Popular Home Insurance Providers in New Braunfels, Texas

Provider Annual Insurance Rate
Liberty Insurance $3491
Nationwide $1403
State Farm $1907
Texas Farmers Insurance $1228



Does credit score affect New Braunfels home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2038
average $1609
good $1392
Yes! Your credit rating can impact the price you pay for New Braunfels homeowners Insurance up to $646 per year. Our analysis shows New Braunfels home insurance shoppers with poor credit will pay up to 46% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 31% higher than people with average credit and average credit rate shoppers will pay 16% higher rates than shoppers with good credit.

Does Building Construction affect New Braunfels home insurance rates?

Construction Type Average Annual Insurance Rate
frame $1431
Stucco/Hardie $1332
Brick Veneer $1297
Your home construction style may also impact the price you pay for New Braunfels homeowners Insurance up to $134 per year. New Braunfels home insurance shoppers with frame style construction pay up to 10% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in New Braunfels?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $944
10 Year(s) Old $1297
35 Year(s) Old $1485
Your home age impacts the price you pay for New Braunfels homeowners Insurance up to $541 per year. New Braunfels home insurance shoppers with older homes pay 57% higher rates than new homes while homeowners with homes less than 30 years old will pay 37% higher rates than new construction homes.