Compare Odessa Home Insurance Rates

 
 


Average Homeowner Insurance Rates for Odessa, Texas

Average Annual Insurance Rate
$2385


The Cheapest Homeowner Insurance Rates for Odessa, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $809
Allied Property and Casualty $1270
USAA $1305
American Mercury $1542
USAA - Garison Property $1579
Nationwide $1580
Nationwide $1626
MIC General Insurance $1650
United Services Auto Assn $1662
Hartford Insurance $1673



The Most Popular Home Insurance Providers in Odessa, Texas

Provider Annual Insurance Rate
Liberty Insurance $4465
Nationwide $1626
State Farm $3115
Texas Farmers Insurance $1831



Does credit score affect Odessa home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2976
average $2385
good $2079
Yes! Your credit rating can impact the price you pay for Odessa homeowners Insurance up to $897 per year. Our analysis shows Odessa home insurance shoppers with poor credit will pay up to 43% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 28% higher than people with average credit and average credit rate shoppers will pay 15% higher rates than shoppers with good credit.

Does Building Construction affect Odessa home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2302
Stucco/Hardie $2130
Brick Veneer $2071
Your home construction style may also impact the price you pay for Odessa homeowners Insurance up to $231 per year. Odessa home insurance shoppers with frame style construction pay up to 11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 3% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Odessa?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1498
10 Year(s) Old $2071
35 Year(s) Old $2321
Your home age impacts the price you pay for Odessa homeowners Insurance up to $823 per year. Odessa home insurance shoppers with older homes pay 55% higher rates than new homes while homeowners with homes less than 30 years old will pay 38% higher rates than new construction homes.