Average Homeowner Insurance Rates for Orange, Texas

Average Annual Insurance Rate
$3178


The Cheapest Homeowner Insurance Rates for Orange, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $1440
National Specialty Insurance $1449
USAA $1583
Kemper Insurance $1790
USAA - Garison Property $1876
United Services Auto Assn $2037
USAA $2108
Allstate $2125
Republic Lloyds $2204
Travelers Insurance $2220



The Most Popular Home Insurance Providers in Orange, Texas

Provider Annual Insurance Rate
Liberty Insurance $7208
Nationwide $3010
State Farm $5266
Texas Farmers Insurance $2835



Does credit score affect Orange home insurance rates?

Credit Score Average Annual Insurance Rate
bad $4124
average $3178
good $2700
Yes! Your credit rating can impact the price you pay for Orange homeowners Insurance up to $1424 per year. Our analysis shows Orange home insurance shoppers with poor credit will pay up to 53% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 35% higher than people with average credit and average credit rate shoppers will pay 18% higher rates than shoppers with good credit.

Does Building Construction affect Orange home insurance rates?

Construction Type Average Annual Insurance Rate
frame $3252
Stucco/Hardie $3004
Brick Veneer $2874
Your home construction style may also impact the price you pay for Orange homeowners Insurance up to $378 per year. Orange home insurance shoppers with frame style construction pay up to 13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 5% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Orange?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $2055
10 Year(s) Old $2874
35 Year(s) Old $3258
Your home age impacts the price you pay for Orange homeowners Insurance up to $1203 per year. Orange home insurance shoppers with older homes pay 59% higher rates than new homes while homeowners with homes less than 30 years old will pay 40% higher rates than new construction homes.