Average Homeowner Insurance Rates for Palestine, Texas
| Average Annual Insurance Rate |
| $2186 |
The Cheapest Homeowner Insurance Rates for Palestine, Texas
The Most Popular Home Insurance Providers in Palestine, Texas
Does credit score affect Palestine home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2805 |
| average |
$2186 |
| good |
$1882 |
Yes! Your credit rating can impact the price you pay for Palestine homeowners Insurance up to
$923 per year. Our analysis shows Palestine home insurance shoppers with poor credit will pay up to
49% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
33% higher than people with average credit and average credit rate shoppers will pay
16% higher rates than shoppers with good credit.
Does Building Construction affect Palestine home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$2014 |
| Stucco/Hardie |
$1885 |
| Brick Veneer |
$1816 |
Your home construction style may also impact the price you pay for Palestine homeowners Insurance up to
$198 per year. Palestine home insurance shoppers with frame style construction pay up to
11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
4% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Palestine?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1329 |
| 10 Year(s) Old |
$1816 |
| 35 Year(s) Old |
$2092 |
Your home age impacts the price you pay for Palestine homeowners Insurance up to
$763 per year. Palestine home insurance shoppers with older homes pay
57% higher rates than new homes while homeowners with homes less than 30 years old will pay
37% higher rates than new construction homes.
