Average Homeowner Insurance Rates for Palestine, Texas

Average Annual Insurance Rate
$2186


The Cheapest Homeowner Insurance Rates for Palestine, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $932
Texas Farm Bureau $1024
National Specialty Insurance $1138
USAA $1240
American Mercury $1375
Kemper Insurance $1484
USAA - Garison Property $1489
Travelers Insurance $1561
United Services Auto Assn $1561
Hartford Insurance $1605



The Most Popular Home Insurance Providers in Palestine, Texas

Provider Annual Insurance Rate
Liberty Insurance $4748
Nationwide $2159
State Farm $2625
Texas Farmers Insurance $1847



Does credit score affect Palestine home insurance rates?

Credit Score Average Annual Insurance Rate
bad $2805
average $2186
good $1882
Yes! Your credit rating can impact the price you pay for Palestine homeowners Insurance up to $923 per year. Our analysis shows Palestine home insurance shoppers with poor credit will pay up to 49% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 33% higher than people with average credit and average credit rate shoppers will pay 16% higher rates than shoppers with good credit.

Does Building Construction affect Palestine home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2014
Stucco/Hardie $1885
Brick Veneer $1816
Your home construction style may also impact the price you pay for Palestine homeowners Insurance up to $198 per year. Palestine home insurance shoppers with frame style construction pay up to 11% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Palestine?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1329
10 Year(s) Old $1816
35 Year(s) Old $2092
Your home age impacts the price you pay for Palestine homeowners Insurance up to $763 per year. Palestine home insurance shoppers with older homes pay 57% higher rates than new homes while homeowners with homes less than 30 years old will pay 37% higher rates than new construction homes.