Compare Paris Home Insurance Rates

 
 


Average Homeowner Insurance Rates for Paris, Texas

Average Annual Insurance Rate
$2637


The Cheapest Homeowner Insurance Rates for Paris, Texas

Provider Annual Insurance Rate
Lighthouse Property Insurance $983
Texas Farm Bureau $1193
USAA $1425
Hartford Insurance $1611
National Specialty Insurance $1629
USAA - Garison Property $1683
United Services Auto Assn $1788
Texas Farmers Insurance $1790
Nationwide $1876
American Mercury $1884



The Most Popular Home Insurance Providers in Paris, Texas

Provider Annual Insurance Rate
Liberty Insurance $4865
Nationwide $1967
State Farm $3160
Texas Farmers Insurance $1790



Does credit score affect Paris home insurance rates?

Credit Score Average Annual Insurance Rate
bad $3357
average $2637
good $2279
Yes! Your credit rating can impact the price you pay for Paris homeowners Insurance up to $1078 per year. Our analysis shows Paris home insurance shoppers with poor credit will pay up to 47% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are 32% higher than people with average credit and average credit rate shoppers will pay 16% higher rates than shoppers with good credit.

Does Building Construction affect Paris home insurance rates?

Construction Type Average Annual Insurance Rate
frame $2436
Stucco/Hardie $2257
Brick Veneer $2162
Your home construction style may also impact the price you pay for Paris homeowners Insurance up to $274 per year. Paris home insurance shoppers with frame style construction pay up to 13% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay 4% higher rates than homes made with Brick Veneer.


Is homeowners insurance higher for older homes in Paris?

Residence Age Average Annual Insurance Rate
1 Year(s) Old $1587
10 Year(s) Old $2162
35 Year(s) Old $2485
Your home age impacts the price you pay for Paris homeowners Insurance up to $898 per year. Paris home insurance shoppers with older homes pay 57% higher rates than new homes while homeowners with homes less than 30 years old will pay 36% higher rates than new construction homes.