Average Homeowner Insurance Rates for Rio Grande City, Texas
| Average Annual Insurance Rate |
| $1996 |
The Cheapest Homeowner Insurance Rates for Rio Grande City, Texas
| Provider |
Annual Insurance Rate |
| Lighthouse Property Insurance |
$611 |
| USAA |
$902 |
| United Propoerty and Casualty |
$904 |
| Hartford Insurance |
$1064 |
| Travelers Insurance |
$1086 |
| USAA - Garison Property |
$1142 |
| National Specialty Insurance |
$1144 |
| United Services Auto Assn |
$1166 |
| USAA |
$1280 |
| Allstate |
$1383 |
The Most Popular Home Insurance Providers in Rio Grande City, Texas
| Provider |
Annual Insurance Rate |
| Liberty Insurance |
$4377 |
| Nationwide |
$2665 |
| State Farm |
$2652 |
| Texas Farmers Insurance |
$1414 |
Does credit score affect Rio Grande City home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2611 |
| average |
$1996 |
| good |
$1689 |
Yes! Your credit rating can impact the price you pay for Rio Grande City homeowners Insurance up to
$922 per year. Our analysis shows Rio Grande City home insurance shoppers with poor credit will pay up to
55% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
36% higher than people with average credit and average credit rate shoppers will pay
18% higher rates than shoppers with good credit.
Does Building Construction affect Rio Grande City home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1898 |
| Stucco/Hardie |
$1771 |
| Brick Veneer |
$1694 |
Your home construction style may also impact the price you pay for Rio Grande City homeowners Insurance up to
$204 per year. Rio Grande City home insurance shoppers with frame style construction pay up to
12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
5% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Rio Grande City?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1276 |
| 10 Year(s) Old |
$1694 |
| 35 Year(s) Old |
$1957 |
Your home age impacts the price you pay for Rio Grande City homeowners Insurance up to
$681 per year. Rio Grande City home insurance shoppers with older homes pay
53% higher rates than new homes while homeowners with homes less than 30 years old will pay
33% higher rates than new construction homes.