Average Homeowner Insurance Rates for Rio Grande City, Texas
| Average Annual Insurance Rate |
| $1996 |
The Cheapest Homeowner Insurance Rates for Rio Grande City, Texas
The Most Popular Home Insurance Providers in Rio Grande City, Texas
Does credit score affect Rio Grande City home insurance rates?
| Credit Score |
Average Annual Insurance Rate |
| bad |
$2611 |
| average |
$1996 |
| good |
$1689 |
Yes! Your credit rating can impact the price you pay for Rio Grande City homeowners Insurance up to
$922 per year. Our analysis shows Rio Grande City home insurance shoppers with poor credit will pay up to
55% higher rates than shoppers with good credit. Poor credit shoppers will pay rates that are
36% higher than people with average credit and average credit rate shoppers will pay
18% higher rates than shoppers with good credit.
Does Building Construction affect Rio Grande City home insurance rates?
| Construction Type |
Average Annual Insurance Rate |
| frame |
$1898 |
| Stucco/Hardie |
$1771 |
| Brick Veneer |
$1694 |
Your home construction style may also impact the price you pay for Rio Grande City homeowners Insurance up to
$204 per year. Rio Grande City home insurance shoppers with frame style construction pay up to
12% higher rates than homes made with brick while homeowners with homes constructed with Stucco or Hardieboard will pay
5% higher rates than homes made with Brick Veneer.
Is homeowners insurance higher for older homes in Rio Grande City?
| Residence Age |
Average Annual Insurance Rate |
| 1 Year(s) Old |
$1276 |
| 10 Year(s) Old |
$1694 |
| 35 Year(s) Old |
$1957 |
Your home age impacts the price you pay for Rio Grande City homeowners Insurance up to
$681 per year. Rio Grande City home insurance shoppers with older homes pay
53% higher rates than new homes while homeowners with homes less than 30 years old will pay
33% higher rates than new construction homes.